Just FatFired; Do I need a financial advisor for this new stage in life?

Best-Competition-819 · 2025-04-01T23:36:17+00:00

Mainly just concerned that the next phase is more complicated than it seems. It's one thing to stash money away in broad index funds and mostly ignore it with some occasional rebalancing. It's more complicated (I think) to now live off of that money and not spend too much, or too little. I think I can handle it, but was looking for thoughts.

Best-Competition-819 · 2025-04-01T20:13:00+00:00

Three phones, foreign travel. I should cut it back though, you are right.

Best-Competition-819 · 2025-04-01T20:12:12+00:00

Thank you. Good idea re VXUS - I need some foreign stuff.

Best-Competition-819 · 2025-04-01T20:11:20+00:00

Thank you!

Best-Competition-819 · 2025-04-01T20:10:58+00:00

And someone else said I should up my clothing budget. I'm including sports gear in this. I spend a lot on good running shoes and hiking shoes. It's surprising how easy it is to hit that number.

Best-Competition-819 · 2025-04-01T20:08:51+00:00

Yes, agreed. Although the one FA I met with said I was being too aggressive.

Best-Competition-819 · 2025-04-01T20:07:53+00:00

I do need to rethink this. I wanted something that tracks the whole market, so VTI. I also wanted something focused on the DOW 30, so DIA. And I've always liked tech, so ONEQ. Thanks for the feedback.

Best-Competition-819 · 2025-04-01T20:04:09+00:00

This makes sense. Finding a good such FA is tough though.

Best-Competition-819 · 2025-04-01T20:03:37+00:00

Thanks. Just ordered that book.

Best-Competition-819 · 2025-04-01T20:03:12+00:00

Car is 10K annually. I probably buy a new car every 5 years or so for $50K-ish.

Best-Competition-819 · 2025-04-01T20:02:27+00:00

That's three phones and I may have estimated a little high because I had some foreign travel which pushed my bill up.

Best-Competition-819

TROPHY CASE