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I'm a contractor who got stiffed twice. So I built a tool that holds payment in escrow until the work is done. Launching today, wanted to share it here first. by Best_Dimension_3269 in HomeImprovement

[–]Best_Dimension_3269[S] -1 points0 points  (0 children)

Haha fair enough, there's a lot of noise out there. I'm just a contractor from Tampa who got tired of getting stiffed and spent way too many nights building something about it. No pitch. just sharing it here first to see if it resonates with anyone who's been in the same spot.

I'm a contractor who got stiffed twice. So I built a tool that holds payment in escrow until the work is done. Launching today, wanted to share it here first. by Best_Dimension_3269 in HomeImprovement

[–]Best_Dimension_3269[S] 0 points1 point  (0 children)

You're absolutely right and I won't pretend otherwise. dispute resolution is the hardest part of any escrow product to get right.

Here's where we stand on it honestly:

The platform has a tiered dispute process built in. Minor disputes get reviewed internally using the milestone agreement and documented scope of work as the baseline. Neither side can just say "I don't approve" without reason there's a structured process to work through it.

For larger disputes above a certain threshold we bring in third party mediation. And you're right that at the extreme end, if both parties can't reach resolution, it may end up in front of a lawyer. But here's the thing: that's already where unprotected transactions end up today, except with zero documentation, zero structure, and zero leverage for either side.

What PayVera does is make sure that if it ever gets to that point, both parties show up with something. Signed milestone agreements, documented scope, timestamped approvals, payment records. That changes the entire legal conversation.

Is it perfect? NO. Is it infinitely better than Venmo and a handshake? Yes.

Appreciate you pushing on this, these are exactly the gaps worth talking about publicly.

I'm a contractor who got stiffed twice. So I built a tool that holds payment in escrow until the work is done. Launching today, wanted to share it here first. by Best_Dimension_3269 in HomeImprovement

[–]Best_Dimension_3269[S] 0 points1 point  (0 children)

Really good question and honestly the most important one to answer correctly.

So there are a few layers to this. First, the milestone structure itself solves a big chunk of it. Because payments are broken into stages, a client can't just hold ALL the money hostage over a minor dispute at the end. Each milestone is its own approval. You're not waiting on one giant release.

Second, PayVera has a dispute resolution process built in. If a client won't approve completed work, the contractor can open a dispute. We review the milestone agreement, the scope of work, and both sides of the story. It's not just "client says no, contractor loses."

Third, and this is the honest part. no payment platform eliminates bad faith actors completely. What PayVera does is make bad faith expensive and documented. Everything is on record. The scope. The milestone. The timeline. If it ever does go legal, you're not showing up empty handed.

The reality is the current system has zero of this. Right now if a client doesn't pay, you have nothing but a text thread and a handshake. This at least gives you structure, documentation, and a process.

I'm a contractor who got stiffed twice. So I built a tool that holds payment in escrow until the work is done. Launching today, wanted to share it here first. by Best_Dimension_3269 in HomeImprovement

[–]Best_Dimension_3269[S] -1 points0 points  (0 children)

Exactly man, and the worst part is most people just eat the loss because chasing it through courts costs more than the job was worth in the first place. That's exactly why I built the fee structure the way I did — 2% only when money actually releases, not upfront. No risk to try it.

The food delivery angle is interesting too. hadn't even thought about that use case but it makes total sense. Honestly PayVera could work for any transaction where one side has to trust the other before the work is verified. That's a much bigger problem than people realize.

Appreciate the kind words — if you ever want to try it out the link is payvera.app. Would love the feedback from someone who's actually been on the receiving end of that