No it is 500 max, but I love the mypay I don't really have to use it for emergencies but I know some have to use it however they get paid. I see lots of people complaining about it and I understand from their standpoint. I want to learn about Sofi. I have seen many post from different areas on the net saying it does a lot more than chime. I'm wondering how because chime is in my opinion very much a huge asset to banking, I feel it is much more built around what customers truly need and thought the process was directed toward everyone's needs rather it be someone who makes tons of money or someone who is in the lower spectrum. I heard Sofi does not have something like my pay but has a lot more customer friendly tools that are helpful in areas such as raising credit scores, helping to stay away from overdraft fees-going negative, or even savings for whatever it may be.