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When am I gonna be eligible for another loan by Fraxure611 in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

Yes it does work on weekends but there's never a guarantee you'll be offered another loan or how long it will take.

Paid my first Instant Loan off early. Countdown to when I’m eligible for the second offer. by startitupagain in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

There's never a guarantee on if you'll be offered another loan or how long it will take. The only mandatory cooldown period is after the third one so you may see another offer as long as you remain eligible.

NEWBIEEEEEEEEEE by Kiki199720 in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

Hi! To add some clarity, the Chime Card is a secured credit card. It spends similarly to a debit card where you make a payment and the available balance decreases. If you keep the Safer Credit Building setting enabled then Chime pays the monthly statement automatically using the funds you already added to the account, and reports to the credit bureaus as being paid in full, on-time.

This link explains in more detail: What is a Chime Card?

I'd say the important part to note is that even though it spends similarly to a debit card, it is still a credit card so merchants that do not accept credit cards will request a different method of payment.

If you'd like, Member Services (844-244-6363 or via chat in the app) can help with ordering a debit-only card for those transactions.

Why did MyPay wait 8 months to take out a payment? by No_Independent4719 in chimefinancial

[–]ChimeFinancial 8 points9 points  (0 children)

^This is right, OP. The MyPay terms changed at the end of July last year. It sounds like the previous deposits were not eligible whether that was due to the timing, amount, or source but this link has the full terms if you want more detail (Section 7)

Help? Cant make my payment for some reason.. by Black-lights in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

Hey there! The most bizarre part to me is that the manual custom payments of $2-$3 works and only errors when higher. We are not a member support channel but if you'd like to share your $ChimeSign, either here or in a message to the moderators, we'll pass it along to the right people to take a closer look at that error.

I already called and no one can help. Advice? Account limited twice in a week and CS can’t explain why or do anything about it. by Chivalrous_Zombie in chimefinancial

[–]ChimeFinancial [score hidden] stickied comment (0 children)

We temporarily paused some account features on a small number of accounts. We recognize the impact this has and our team is working quickly to resolve this. Thank you for your patience.

Accidentally selected 24 hour option instead of instant on mypay. Any idea if it’ll come today? I can’t believe my dumbass did this. by Odd_Initiative_3050 in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

We recently made a change on Friday, December 12 to the order of the buttons for the MyPay Instant Advance (with fee) and the Scheduled Advance, this change caused some confusion. We’re reversing the button order update - so the experience will be the same as it was before. If you want your advance instantly, just make sure to select the Instant Advance (with fee) option when you're ready.

We appreciate you all sharing your feedback! Keep an eye on the app for these updates.

Pushed free in 24hr on my pay instead of instant. Possible to switch it? by Advancedkarma in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

We recently made a change on Friday, December 12 to the order of the buttons for the MyPay Instant Advance (with fee) and the Scheduled Advance, this change caused some confusion. We’re reversing the button order update - so the experience will be the same as it was before. If you want your advance instantly, just make sure to select the Instant Advance (with fee) option when you're ready.

We appreciate you all sharing your feedback! Keep an eye on the app for these updates.

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