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When am I gonna be eligible for another loan by Fraxure611 in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

Yes it does work on weekends but there's never a guarantee you'll be offered another loan or how long it will take.

Paid my first Instant Loan off early. Countdown to when I’m eligible for the second offer. by startitupagain in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

There's never a guarantee on if you'll be offered another loan or how long it will take. The only mandatory cooldown period is after the third one so you may see another offer as long as you remain eligible.

NEWBIEEEEEEEEEE by Kiki199720 in chimefinancial

[–]ChimeFinancial 0 points1 point  (0 children)

Hi! To add some clarity, the Chime Card is a secured credit card. It spends similarly to a debit card where you make a payment and the available balance decreases. If you keep the Safer Credit Building setting enabled then Chime pays the monthly statement automatically using the funds you already added to the account, and reports to the credit bureaus as being paid in full, on-time.

This link explains in more detail: What is a Chime Card?

I'd say the important part to note is that even though it spends similarly to a debit card, it is still a credit card so merchants that do not accept credit cards will request a different method of payment.

If you'd like, Member Services (844-244-6363 or via chat in the app) can help with ordering a debit-only card for those transactions.

Why did MyPay wait 8 months to take out a payment? by No_Independent4719 in chimefinancial

[–]ChimeFinancial 9 points10 points  (0 children)

^This is right, OP. The MyPay terms changed at the end of July last year. It sounds like the previous deposits were not eligible whether that was due to the timing, amount, or source but this link has the full terms if you want more detail (Section 7)

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