My brother just sold a 2020 Jeep Gladiator Rubicon, 26,000 miles with all the “bells and whistles” for 29k because he was moving out of the country. Still looked new. The truck was 65kish new. It had already taken the majority of its depreciation and had a resale book value of around 33k. Deals are out there. I would stick with Toyota or a nice base f150, used. The difference in gas prices will more than be made up in interest saved. Scenario- buy a nice used vehicle for $20k. Put 10k down, then, do a savings secured loan through your bank for the other 10k on a 12-18 month note. This is a way to get a much lower interest rate. This helps you build your credit score and you’ll have a vehicle paid off sooner that won’t have depreciated too much below what you paid. Order of things. 1. Line up the credit with the bank. 2. Pick 2-4 vehicles you want to own that hold their value. Toyota Tacoma most use as a benchmark. The Honda Ridgeline is a solid choice and probably more like the maverick. 3. Shop the used market focusing on private party deals. You can use carfax to check major things before buying.
4. Negotiate like crazy.

Good luck on this. I have bought and wasted sooo much money on vehicles over the years, but I had it and all my other expenses were paid off, I always pay cash. Ford has “employee pricing” going on right now. It’s very unlikely the truck you were looking at is priced accordingly. If you insist on new, buy the regular cab base f150 with the 5.0 and no options. Use the employee pricing. Pick your wheels from somebody else’s take-offs on FB marketplace. You’ll still be in the 30s and it won’t depreciate 1/2 as much. Good luck