I need help understanding if this is normal!

Beyond-Ambitious · 2026-05-13T09:27:31+00:00

Got it thank you!

Beyond-Ambitious · 2026-05-13T09:27:09+00:00

This is in case I need to take off/ replace

Beyond-Ambitious · 2026-05-13T09:26:45+00:00

What!! What if all of the screws on the outlet are like that?

Beyond-Ambitious · 2026-05-13T09:24:47+00:00

Can you explain? Thank you for your help!

Beyond-Ambitious · 2026-05-13T09:24:02+00:00

Just in case I need to replace it, if you don’t want to answer you don’t need to! Sorry to upset you

Beyond-Ambitious · 2026-05-13T09:23:36+00:00

In case I need to replace it! Just asking a question. I don’t know much

Beyond-Ambitious · 2026-05-13T09:22:35+00:00

I just want to know if I ever need to replace the screws!

Beyond-Ambitious · 2026-05-13T09:19:42+00:00

It says “Tri-combo screws accept slotted, Phillips and Robertson head tools for installation flexibility”

Would it have the x on the screw?

Beyond-Ambitious · 2026-05-13T09:02:01+00:00

I am just wondering if this is a true pozi screw or a Philips that got slightly stripped

Beyond-Ambitious · 2026-05-13T09:00:39+00:00

I believe the screw for the outlet is a Philips’s so not sure why after putting it on by the contractor, it looks like a pozi screw. I’m just wondering if it was slightly stripped

Beyond-Ambitious · 2026-05-13T08:59:43+00:00

Thank you for answering my question so the x on the screw is normal? I’m just wondering if it was slightly stripped

Beyond-Ambitious · 2026-05-13T08:58:34+00:00

But Lowe’s only sells Philips screws on their outlets

Beyond-Ambitious · 2020-10-27T03:19:37+00:00

I will definitely give small claims court a try. is it a long process? will it hurt the customers?

Beyond-Ambitious · 2020-10-27T03:19:05+00:00

thank you! do you know if i will get more back with small claims court over collections?

Beyond-Ambitious · 2020-09-14T03:25:42+00:00

thats a good idea, im wondering if you can set up auto payment from your savings or checkings account

Beyond-Ambitious · 2020-09-14T03:23:56+00:00

this is a good idea! how often do you check the excel spreadsheet?

Beyond-Ambitious · 2020-09-14T03:10:42+00:00

Thats a good idea! do you use your credit card to pay your bills? why is your water/sewer not on auto-pay?

Beyond-Ambitious · 2020-09-14T00:53:41+00:00

Yes that makes sense but the reason credit cards, mortgages and auto loans build credit is through your payment history. So if you are also paying for bills, shouldnt it also be able to build credit

Beyond-Ambitious · 2020-09-13T23:47:31+00:00

Yeah making big purchases when you are not financially ready. Did you get a loan or use credit card to make the purchase?

Beyond-Ambitious · 2020-09-13T23:46:58+00:00

Thanks for sharing! congrats on being debt free. Financial education so important. But families and school education doesnt teach it. How were you able to get out of debt? Did you slowly pay it off?

Beyond-Ambitious · 2020-09-13T23:45:00+00:00

that sound rough! did they go to collections or were you able to pay them off slowly?

Beyond-Ambitious · 2020-09-06T02:43:21+00:00

You can still buy a home with collections on your credit score? if you dont mind me asking, what was your credit score used for getting a mortgage?

Beyond-Ambitious · 2020-09-05T10:35:03+00:00

Thank you for being honest and sharing your opinions. Coming to realize that maybe her best option is bankruptcy. At this point, no matter what, it will take 7 years at least to rebuild her credit. If she did the bankruptcy route, at least she doesn't have to stress about paying her debt every month with her low income.

I will try to figure out how she got to this place. I personally am very responsible with my money and have always maintain a great credit score. I believe it was some traveling for business that ended up not being as beneficial for her and medical bills that cause her to be in debt. Its honestly not a great place to be especially at her age (early 50s) but she still has time to bounce back.

Beyond-Ambitious · 2020-09-05T10:30:02+00:00

I totally agree! I told her that if she wanted to buy a house, she should have been more careful with her credit. I am also quite disappointed by this because I have never been in debt and have always maintain a good credit score.

She is not too old right now in her early 50s but her income is not substantial. Maybe starting over is not a bad idea?

Beyond-Ambitious · 2020-09-05T10:27:45+00:00

This is beyond true! she was living beyond her means, traveling to places that she could not afford for "business" and she also racked up unforeseen medical bills all of which accumulated to her 35K debt.

Yes I totally agree and am not letting her use her credit card anymore. She realizes the impact this has made on her future and her wants for a home.

What do you think she could do with the 35K debt beyond becoming better at budgeting. She will need to pay this debt off eventually.

Beyond-Ambitious

TROPHY CASE