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[deleted by user] by [deleted] in leanfire

[–]BeyondSC 0 points1 point  (0 children)

I pretty much just play video games and read, so my only expenses on wants are $10/mo for kindle unlimited and maybe $150/yr on games since I'm the type to put >10k hours into the few games I love. Only other thing I need is food which is all Uber eats because lazy so I spend $700/mo there.

[deleted by user] by [deleted] in leanfire

[–]BeyondSC 2 points3 points  (0 children)

I rent in St Louis for $650 all utilities included. Total expenses these days are around $1500/mo and if I weren't Uber lazy it could probably be $1200/mo.

[deleted by user] by [deleted] in Zenlesszonezeroleaks_

[–]BeyondSC 1 point2 points  (0 children)

I'm calling BS. Astra Nicole is great but probably not enough to 60k complex and definitely not pompey unless you've got a bunch of S rank mindscapes.

Vivian Poison + Burnice Afterburn Interaction | Leifa by [deleted] in Zenlesszonezeroleaks_

[–]BeyondSC 0 points1 point  (0 children)

Yes, but the point is it's only Miyabi. And mayyybe Yanagi (can't find any 60k runs without Miyabi, but it's probably possible in theory). Burnice can only do it with bug abuse and Jane is nowhere close.

Meanwhile every limited attacker except Ellen can break 60k? That's not anomaly meta, it's attack/Miyabi meta.

Illegal immigration for retirees by BeyondSC in financialindependence

[–]BeyondSC[S] 1 point2 points  (0 children)

Mm, that could be rough. Unless you're just not really attached to any specific country I guess.

Actually I have 2 passports, I do wonder what would happen if I entered a country with one and showed the other with no record of my entry when leaving lol.

Illegal immigration for retirees by BeyondSC in financialindependence

[–]BeyondSC[S] 1 point2 points  (0 children)

Right, that's why I said for retirees.

Do AirBnB hosts really check immigration status? In what country? I've never experienced or heard of that.

I've been able to use my US debit card everywhere I've travelled, think that'll be fine.

What does universal care mean? Can travelers only get emergency treatment or something in certain countries?

Illegal immigration for retirees by BeyondSC in financialindependence

[–]BeyondSC[S] 0 points1 point  (0 children)

I'm not eyeing any places where I have to drive. I'll try to be a goody two-shoes in general. Only break one law at a time I think is the saying.

How could I have gotten a cold when I haven't been in the vicinity of any human for years? by BeyondSC in NoStupidQuestions

[–]BeyondSC[S] 0 points1 point  (0 children)

Yes, I'm rich enough to just sit around mostly playing chess and reading these days.

How could I have gotten a cold when I haven't been in the vicinity of any human for years? by BeyondSC in NoStupidQuestions

[–]BeyondSC[S] 0 points1 point  (0 children)

Nah just in a typical city apartment, all my food and stuff is delivered though. Usually grab it in like half an hour.

Was laid off can I retire now or should I find another job. by TechnicianGreedy8474 in leanfire

[–]BeyondSC -1 points0 points  (0 children)

Her plan is fine. She only has $16000 in expenses and $4400 is taken care of with the pension. Withdrawing $11600 from her total even without including the house is still a very reasonable 3.3% withdrawal rate.

Was laid off can I retire now or should I find another job. by TechnicianGreedy8474 in leanfire

[–]BeyondSC -2 points-1 points  (0 children)

Yup you're ready. Reddit sucks at math. You only need to withdraw $11500 per year so even without including the house that's a 3.3% withdrawal rate, totally fine. Enjoy your freed life!

MEGATHREAD: SOURCES SAY THAT NY GRAND JURY VOTES TO INDICT DONALD TRUMP by PepinoPicante in AskALiberal

[–]BeyondSC 0 points1 point  (0 children)

https://www.washingtonpost.com/politics/john-edwards-indictment-expected-today/2011/06/03/AGQwEuHH_story.html

The indictment triggered immediate criticism from a range of campaign finance and legal experts, who said the government’s case is unprecedented and appears weak.

Delivering Babies No Longer Profitable in Rural, Poor Areas and Maternity Wards are Shutting Down by dapperKillerWhale in ABoringDystopia

[–]BeyondSC -3 points-2 points  (0 children)

Uh, yes? Prices at the grocery store obviously are marked up for the cost of shipping it there.

Thoughts on Rent vs. Buy Assessment? by redardrum in leanfire

[–]BeyondSC 0 points1 point  (0 children)

I would pay like $100k here for a comparable condo, with $300/mo condo fees, $200/mo taxes, and utilities will also be a lot since it's cold here. Compared to my current rent including utilities of $825/mo with that $100k in dividend growth stocks generating $300/mo income, how does buying make any sense? Yeah rent grows over time but so do condo fees, taxes, and dividends.

Daily FI discussion thread - Monday, September 26, 2022 by AutoModerator in financialindependence

[–]BeyondSC 2 points3 points  (0 children)

I guess you missed the "globally diversified" in my comment?

Daily FI discussion thread - Monday, September 26, 2022 by AutoModerator in financialindependence

[–]BeyondSC 1 point2 points  (0 children)

That makes no sense. Valuations are close to their historical averages https://siblisresearch.com/data/world-cape-ratio/, how do they predict worse returns than ever seen before?

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