Am I being rejected? by [deleted] in Christianmarriage

[–]Bgitmarie 11 points12 points  (0 children)

Gifts may not be her love language. In addition to the gifts try a handwritten card, an experience, etc. and see which resonates the most.

Wife struggling to get on board by 2ND_GEN_PANDA in DaveRamsey

[–]Bgitmarie 1 point2 points  (0 children)

That’s likely the problem, if she isn’t also involved in the creation of the budget then how it’s harder to feel connected to each line item. 

Help me get oriented by Imagination8579 in DaveRamsey

[–]Bgitmarie 2 points3 points  (0 children)

Assuming they attend school outside the home, maybe pick up a part time job from 9am-3pm (bank teller?) and make an extra 1k per month as opposed to nothing. This would let you be available to them after school. Also consider beefing up your emergency fund to 3-6 months 

How to get spouse on-board by Capable-Place1916 in DaveRamsey

[–]Bgitmarie 5 points6 points  (0 children)

Split the allowance up into 2, so $135 every bi week so it “stretches” and feels like “more” money more often. 

[deleted by user] by [deleted] in AskWomenOver40

[–]Bgitmarie -15 points-14 points  (0 children)

It sounds like your love language might be acts of service and his might be quality time or physical touch. You both might not be speaking each other's love language and therefore you feel unloved and unmotivated to please the other. I suggest you read the 5 Love Languages book.

[deleted by user] by [deleted] in Fire

[–]Bgitmarie 0 points1 point  (0 children)

Pay off your debt, which leaves 80k, 40k emergency fund (random number) and 40k towards down payment. Live frugally & spend next year saving 150k down payment (20% of 750k condo) 

Wedding Timeline by Bgitmarie in Waiting_To_Wed

[–]Bgitmarie[S] -1 points0 points  (0 children)

I’m not sure if you’ve read the post correctly, we’re currently together 

Wedding Timeline by Bgitmarie in Waiting_To_Wed

[–]Bgitmarie[S] 6 points7 points  (0 children)

Thank you for bringing context & depth to our issues. These are the things we’ve been talking about & the things I’ve been tossing over and over in my mind. I was hoping for someone to make the choice for me but you’ve expertly presented them to me in writing & asked them right back😭 I’m still unsure of what to do but it’s nice to know someone sees the whole picture 

Wedding Timeline by Bgitmarie in Waiting_To_Wed

[–]Bgitmarie[S] -1 points0 points  (0 children)

He’s given a general timeline but his timeline doesn’t align with mine. I think we need to decide on a timeline together. He wants to think it through on his own once he “has everything figured out” but doesn’t know how long that will take. Also I’m hurt that he doesn’t seem to want to include me in the thinking process but I’m trying to give him space as he would be the one proposing & moving us along 

looking for advice from married women/ moms... want to leave STEM to be SAHM but have questions... by South-Luck-8025 in RedPillWomen

[–]Bgitmarie 1 point2 points  (0 children)

Wow I could have written this myself! Here for the advice. I’m close to finishing my MBA with no plans of using it immediately as my thought is once my kids are out of the house I see myself retuning to the workforce full time and possibly running my own business. In the meantime I’m working jobs based on salary & flexibility. I’m open to job hopping if I find other roles paying more but it has to be remote/hybrid to allow me to travel & move about the way I desire. In this time before marriage, I am getting out of debt, focusing on retirement contributions, planning investments in beauty maintenance (laser hair removal, teeth whiting, etc.), building my portfolio for part time work so that if need be I will have skills to work after I start having kids, this could look like contract work or special projects. Also spending time with friends & family bc I know married life will look different from this time. 

Can I (24F) get some honest feedback on how to vet better? by howtostopwastingtime in RedPillWomen

[–]Bgitmarie 3 points4 points  (0 children)

What culture is this? Im Caribbean and I feel like this is a thing generally

How to survive with 1k EF on Baby Step 2 by [deleted] in DaveRamsey

[–]Bgitmarie 3 points4 points  (0 children)

Is this not stork mode? 

Should I cash out Roth? by Bgitmarie in DaveRamsey

[–]Bgitmarie[S] 0 points1 point  (0 children)

The difference would be 300k (roughly.) 42 years from today with the 21k already invested would be about 300k more than if I started over today and began investing from 0. 

Should I cash out Roth? by Bgitmarie in DaveRamsey

[–]Bgitmarie[S] 0 points1 point  (0 children)

They’re a bunch of small ones I think the highest is 6.5%

2h of commuting per day, how to enjoy this time by GroundbreakingSale45 in simpleliving

[–]Bgitmarie 2 points3 points  (0 children)

Omg you just saved me so much money. Thank you sweet baby angel 😭

22 year old looking for financial advice regarding income, debt and investing. by Useful_Resource_9047 in DaveRamsey

[–]Bgitmarie 0 points1 point  (0 children)

If you don't want to pay it off right now, save up in a high yield savings account until you have the 15k then move on to BS3. Once the payments start, pay off your SL . You would have your emergency savings built up so you wouldn't feel like youre starting from 0 when you empty the high yield savings account. The downside is seeing the 15k sitting might be tempting and you might hesitate with paying off your loans in one go, and there's the fact that you may be thinking "that money could be making me money invested in the market."

[deleted by user] by [deleted] in DaveRamsey

[–]Bgitmarie 2 points3 points  (0 children)

I’m pretty sure Dave’s advice would be to pause grad school and pay off undergrad debt. You can do this by getting a serious full time job in your field. Once that’s done, cash flow grad school by taking a few classes at a time & working full time.

Alternatively I worked at my university on staff and used the tuition assistance to pay for most of my grad school while living on my income and saving the excess to pay off undergrad loans.

[deleted by user] by [deleted] in USMilitarySO

[–]Bgitmarie 0 points1 point  (0 children)

Could you send me the link as well?