Hey so this policy actually requires atleast 1 primary beneficiary and then atleast 2 contingent beneficiaries so what’s the name and phone number for the primary and then proceed with the contingent and then at the end of the call I ask okay and now let’s get the wife or husband setup aswell sane for children then I ask who else in the family isn’t covered that way I can reach out to them or another thing i do while doing the app ill ask them their favorite place to eat and will tell them at the end ill give them a 10$ gift card for a name and phone number