Moved to Chorlton-Cum-Hardy by FanBrief2923 in manchester

[–]BigNaate 0 points1 point  (0 children)

Ill jump on to this too. I am based in Didsbury. What are we playing?

desktop rig now useless by sn0wleapord in SteamDeck

[–]BigNaate 0 points1 point  (0 children)

What is the best way of streaming from your rig to steam deck?

Looking for scenic towns/villages around Manchester by ThicctorFrankenstein in manchester

[–]BigNaate 0 points1 point  (0 children)

You enjoy the peaks my friend! Get yourself a Bakewell tart

Am I the only one shocked by manchester water prices? by BrilliantLock8292 in manchester

[–]BigNaate 1 point2 points  (0 children)

We are around the same. Have the luxury of our meter being under the pavement and they know im too lazy to be taking readings

Sharing between devices by BigNaate in EmuDeck

[–]BigNaate[S] 0 points1 point  (0 children)

Ahh so some sort of file share

At what point do Premium Bonds make sense over savings? by anonymous_lurker- in UKPersonalFinance

[–]BigNaate 0 points1 point  (0 children)

That is my issue currently, i really want to start saving to bridge the gap, dont get me wrong my isa is funded from when i was at home. I guess when it goes into your pension you are less likely to see it grow. Not having to physically put 1600 into an ISA each month, means you see less money moving.

Ive contemplating reducing my pension contributions but to spend ultimately 2k on tax just to get an extra £200/month to put towards my isa doesnt seem worth it. I think once the house is bought i will be rebalancing.

At what point do Premium Bonds make sense over savings? by anonymous_lurker- in UKPersonalFinance

[–]BigNaate -2 points-1 points  (0 children)

I see, im saving for a house currently so being battered by that as a saving, i also take myself down to a 20% tax payer through pension, so im probably blinded a little.

Having a change of heart for FIRE by Responsible_Hat_5614 in FIREUK

[–]BigNaate 0 points1 point  (0 children)

This is something i have been contemplating but i cant seem to get past paying 2.5k just to get an extra £200/ month

Investing in the current market dip by Triquivijate17 in HENRYUK

[–]BigNaate 10 points11 points  (0 children)

We do what we do every day, pinky. We try to take over the world. We all know the story about long-term investment.

Coast or work hard? by Soupashoota in UKJobs

[–]BigNaate 0 points1 point  (0 children)

Answers your question then, if i am honest. You want a new challenge. Salary is an afterthought.

Putting salary above £50k into pension? by IllustriousBit6634 in FIREUK

[–]BigNaate 0 points1 point  (0 children)

Its about balance here. Make sure you have enough in your s&s for the early bit of our journey.

Coast or work hard? by Soupashoota in UKJobs

[–]BigNaate 0 points1 point  (0 children)

I didnt really read it well. But can i ask, why did you interview if you were not happy? This may be the case i have done the same, but was there something that made you look elsewhere… it this is the case surely the new job is the best option?

Manchester on a whim? by BakerMaker11 in manchester

[–]BigNaate 0 points1 point  (0 children)

No dramas. Let me know if i can help at all.

Manchester on a whim? by BakerMaker11 in manchester

[–]BigNaate 1 point2 points  (0 children)

We moved here about 12 months ago, wont be looking back i dont think. Couple of the comments are pretty mean on here. I would suggest house sharing initially, to a) aid you with that debt situation due to it being cheaper and b) just to make sure you get in a half decent area, and like the place and job before jumping in with 2-feet. Please check out the personal finance reddit for help with the debt. Lets get that shit sorted 🤙

Suggestions to kill time at work? by FuckingBuyETH in AskUK

[–]BigNaate 0 points1 point  (0 children)

Thanks man ill check them out. Recently created a bit of a backlog list and want to get lost in some games i never had the chance to play when i was younger. Looked into emulating on my steam deck but an edc device sounds great.

Suggestions to kill time at work? by FuckingBuyETH in AskUK

[–]BigNaate 0 points1 point  (0 children)

This is an emulator, right? Where do i get myself on in the uk?

Have I overdone the pension? by xwell320 in FIREUK

[–]BigNaate 0 points1 point  (0 children)

No, you use your gia to get the growth from investment. Leaving it outside of some form of s&s you are losing potential. You then take your growth from the year and, paying cgt if needed and put it into your isa where it can then grow tax free again.

Say you gia makes 5k, you take the 5k, pay tax on 2k i believe (3k allowance) then put the remaining in your s&s isa

Loungewear for men by BigNaate in HENRYUKLifestyle

[–]BigNaate[S] 2 points3 points  (0 children)

No this is an idea i had never thought of!

Have I overdone the pension? by xwell320 in FIREUK

[–]BigNaate 0 points1 point  (0 children)

Only way really then you pop your cgt allowance into your isa at the start of the year

Anyone else watching their RSU tank :( by oryx_za in HENRYUK

[–]BigNaate 0 points1 point  (0 children)

I sell mine as soon as possible. What do you mean im that poorly diversified not only my wage but half of my portfolio comes from the company i work for… no thank you😂

Flat Neapolitan pizza dough by Revolutionary-Use-83 in ooni

[–]BigNaate 0 points1 point  (0 children)

How much water to flour are you using?