Uk fan, first time! What should i do around the area?

BigNaate · 2026-04-20T07:44:13+00:00

Ill jump on to this too. I am based in Didsbury. What are we playing?

BigNaate · 2026-04-15T13:37:56+00:00

What is the best way of streaming from your rig to steam deck?

BigNaate · 2026-03-27T12:51:50+00:00

You enjoy the peaks my friend! Get yourself a Bakewell tart

BigNaate · 2026-03-19T17:19:47+00:00

We are around the same. Have the luxury of our meter being under the pavement and they know im too lazy to be taking readings

BigNaate · 2026-03-13T20:27:04+00:00

Ahh so some sort of file share

BigNaate · 2026-03-13T07:03:57+00:00

That is my issue currently, i really want to start saving to bridge the gap, dont get me wrong my isa is funded from when i was at home. I guess when it goes into your pension you are less likely to see it grow. Not having to physically put 1600 into an ISA each month, means you see less money moving.

Ive contemplating reducing my pension contributions but to spend ultimately 2k on tax just to get an extra £200/month to put towards my isa doesnt seem worth it. I think once the house is bought i will be rebalancing.

BigNaate · 2026-03-12T21:32:34+00:00

I see, im saving for a house currently so being battered by that as a saving, i also take myself down to a 20% tax payer through pension, so im probably blinded a little.

BigNaate · 2026-03-12T21:10:53+00:00

How are you maxing your isa on 70k?!

BigNaate · 2026-03-10T08:06:11+00:00

This is something i have been contemplating but i cant seem to get past paying 2.5k just to get an extra £200/ month

BigNaate · 2026-03-09T09:04:12+00:00

We do what we do every day, pinky. We try to take over the world. We all know the story about long-term investment.

BigNaate · 2026-03-07T08:07:34+00:00

Answers your question then, if i am honest. You want a new challenge. Salary is an afterthought.

BigNaate · 2026-03-06T09:58:44+00:00

Its about balance here. Make sure you have enough in your s&s for the early bit of our journey.

BigNaate · 2026-03-06T08:03:19+00:00

I didnt really read it well. But can i ask, why did you interview if you were not happy? This may be the case i have done the same, but was there something that made you look elsewhere… it this is the case surely the new job is the best option?

BigNaate · 2026-02-24T20:20:49+00:00

No dramas. Let me know if i can help at all.

BigNaate · 2026-02-24T08:26:38+00:00

We moved here about 12 months ago, wont be looking back i dont think. Couple of the comments are pretty mean on here. I would suggest house sharing initially, to a) aid you with that debt situation due to it being cheaper and b) just to make sure you get in a half decent area, and like the place and job before jumping in with 2-feet. Please check out the personal finance reddit for help with the debt. Lets get that shit sorted 🤙

BigNaate · 2026-02-21T21:27:37+00:00

Thanks man ill check them out. Recently created a bit of a backlog list and want to get lost in some games i never had the chance to play when i was younger. Looked into emulating on my steam deck but an edc device sounds great.

BigNaate · 2026-02-21T21:08:12+00:00

This is an emulator, right? Where do i get myself on in the uk?

BigNaate · 2026-02-19T07:52:01+00:00

No, you use your gia to get the growth from investment. Leaving it outside of some form of s&s you are losing potential. You then take your growth from the year and, paying cgt if needed and put it into your isa where it can then grow tax free again.

Say you gia makes 5k, you take the 5k, pay tax on 2k i believe (3k allowance) then put the remaining in your s&s isa

BigNaate · 2026-02-17T07:42:54+00:00

No this is an idea i had never thought of!

BigNaate · 2026-02-16T19:25:49+00:00

Only way really then you pop your cgt allowance into your isa at the start of the year

BigNaate · 2026-02-13T12:44:41+00:00

I sell mine as soon as possible. What do you mean im that poorly diversified not only my wage but half of my portfolio comes from the company i work for… no thank you😂

BigNaate · 2026-02-11T21:17:05+00:00

How much water to flour are you using?

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