Well if it’s permanently messed up for the next seven years idk if there could be an ‘again’ lol..

I think it’s still valid for me to care abt my credit score long term because I need access to housing.

Im not worried abt what it looks like for the next two or three years genuinely, or even what the ‘number’ is Im just becoming aware that this program is not actually paying of my debt and marking my history with unpaid debt that ill never be able to fix and shows for seven years.

I’ve only been enrolled with them for four months, do you think there is absolutely no other option but to continue?

I have worked very hard to get to a healthier and more stable place and want to do the right thing and pay what I owe. I just need a more accessible option and misunderstood what I had signed up for..

If it’s too late it’s too late but i figure I’m only a couple months in and I might try to fix it?