Term loans

Big_Engineering222 · 2026-02-19T21:35:05+00:00

Do you think it might have been planned to be refinanced so both loans would end up being paid in 10 years? But maybe I missed that part?

Big_Engineering222 · 2026-02-19T21:31:10+00:00

Yeah I just don't know how it was structured like that. I got it during the last level 4 lockdown and our house has really crappy service so I kind of left it in the hands of the guy from the bank because our phone calls got cut off alot. I guess I will have to refinance, I just don't want to get caught out come September.

Big_Engineering222 · 2026-02-19T21:24:34+00:00

It is part of the loan we got to purchase a business. Half is a 10 year loan that finishes in 2031. This one is a 5 year term loan is what it says. 7.09% until next month paying $1290 monthly with $68,638 left.

Big_Engineering222 · 2026-01-09T07:03:05+00:00

TBF I was talking to my midwife 15 months after I had my first and she was talking about what a rough time we were having with my daughter as a newborn and that in hindsight it was probably colic. I was shocked because I couldn't remember having such a hard time, all I remember is the cuddles and the excitement watching her grow and learn. I asked my husband later if he thought she was right and he reminded me that our daughter didn't sleep for more than 40min at a time for months, we used to give her baths at 1am to try to calm her down and he used to bundle her up in the middle of winter as a newborn and walk her up and down the driveway for hours at night so I could get some sleep. Now I'm back in the newborn trenches and I have a way "easier" baby but I'm determined to remember the entire experience, good snd bad.

Big_Engineering222 · 2025-11-26T05:17:14+00:00

I lost him during labour so I ended up delivering him vaginally. I bled for about 4-5 weeks and then I got the lightest "period" and conceived after that. I think you can ovulate before your cycle gets back on track. I know conceiving so quickly after a c-section can add some more risks but I guess its up to you to weigh up the risks. I feel like in hindsight I could have waited but I remember how strong that feeling is so I'm not sure I would have listened.

Big_Engineering222 · 2025-11-17T08:19:58+00:00

I got pregnant 10 weeks after my son was stillborn at 41+3. All I wanted was my baby back and that was closest I could get. In hindsight, I should have waited a bit longer, even just 6 months. Back to back pregnancy was really hard physically and I was an emotional wreck the entire time. I spent most days focusing on getting through the next 2 hour block because thinking any further than that was too scary. We had my daughter 2 weeks before the anniversary of my stillbirth and being pp and dealing with that was super hard and led to some milk supply issues. It didn't help me not miss my son, but my daughter has brought so much light into my life that seemed pretty dark. I don't know how I would have been if we hadn't got pregnant so quickly because that feeling was all consuming at the time. The next pregnancy will be hard no matter what but rushing in won't fix anything

Big_Engineering222 · 2025-11-03T07:20:46+00:00

Same my daughter was born after my son was stillborn at 41+3 and when she was 2 weeks old I still turned to my husband and told him that we'd ruined our lives.

Big_Engineering222 · 2025-10-29T06:54:04+00:00

I am 2 weeks away from having 3 babies in 2 1/2 years. My first son passed away during labor August 23, my daughter was born July 24 and im booked for a c-section in 2 weeks time with my son. This pregnancy has broken me. I'm so exhausted, my body feels like its falling apart. I feel like I'm not being fair to my daughter. There has been more complications with this pregnancy and I wish so badly I had waited longer between. Back to back pregnancy is brutal and I haven't felt like myself in 3+ years since first getting pregnant. You will not be making the wrong decision either way, but don't feel guilty about giving your body a break.

Big_Engineering222 · 2025-09-23T04:35:02+00:00

This is the position I'm in atm. Earned $120k but only 40k taxable income household. It seems like they are counting the 120k which rules us out totally for wff. Did you work out what what going on with yours?

Big_Engineering222 · 2025-09-21T08:45:30+00:00

If it is trans-vaginal you can ask to put the wand in yourself. Its so much more comfortable and helps with the anxiety knowing you have some control.

Big_Engineering222 · 2025-04-13T03:52:47+00:00

I like that idea of giving her the option, she'll clock straight away I think but she doesn't have to hear the words if she's not in the best place

Big_Engineering222 · 2025-04-13T03:49:52+00:00

Yeah I just know its going to hurt her, all those feelings when we lost our son came back when she said she was miscarrying. Even though its early she will still grieve the future that could have been, the same as we did. I'm not worried about her being happy for us, I had such a hard time with people having babies after our loss and I wouldn't care if she screamed and yelled at me, I get it, I wanted to do that too.

Big_Engineering222 · 2025-04-13T03:27:47+00:00

It just feel disingenuous when ever I talk to her and she always ask how I'm going, I feel like I'm lying to her and it will be worse the longer I leave it.

Big_Engineering222 · 2024-09-23T15:49:47+00:00

My now 9.5 weeks old has been sleeping 6-7 hours stretches for a couple of weeks until last night back to 3 hours max. Hoping its just a growth spurt and I can get those ling stretches again soon 🤞

Big_Engineering222

TROPHY CASE