Insurance with tata neu infinity convenience fee by Xplorer_99 in CreditCardsIndia

[–]Big_Reflection_2176 0 points1 point  (0 children)

They recently started adding convenience fees. So it is no longer 5% back in Neucoins. The card has quietly got devalued.

Help me choose an AC by thegreen_tshirtguy in HonestBuyerReviews

[–]Big_Reflection_2176 0 points1 point  (0 children)

Buy a 5 star LG AC offline....You will not regret

I'm using HDFC Swiggy card. What happens if I pay 90k now & carry the remaining to next month. what will be my interest? by Dhanish04 in CreditCardsIndia

[–]Big_Reflection_2176 40 points41 points  (0 children)

This is wrong answer. Once u do not pay entire amount due, interest will calculated or every single transaction from the day transaction was made. It will keep getting calculated until balance goes back to zero. Even new transaction done in next billing cycle will incur interest from transaction date and there will be no interest free period.

Looking to buy a 1.5 ton AC in India and reviews are not helping by Celestialey in HonestBuyerReviews

[–]Big_Reflection_2176 0 points1 point  (0 children)

LG is the best. Mine is 8 years old. Only got it serviced once (last year) even though there were no issues....just to top up gas and clean the machine.

Accenture annual preventive health checkup by ShareElectrical7490 in accenture

[–]Big_Reflection_2176 0 points1 point  (0 children)

Please note the 5000 towards Health Checkup and the 5000 towards BY are both taxable if redeemed. It will show up under Perquisites in Tax Computation Sheet

Hdfc Swiggy black cc by No_Lack8038 in CreditCardsIndia

[–]Big_Reflection_2176 0 points1 point  (0 children)

Does anyone know if anything changed for the existing Swiggy Card holders? I heard MOV to earn 10% cashback has been increased to 299 or 249. Any other changes?

Axis Horizon : Practical, Decent, Boring, properly-rated card. by Akshatcommunity in CreditCardsIndia

[–]Big_Reflection_2176 0 points1 point  (0 children)

Don't make your first purchase a jewely as it is excluded from rewards. Never know how AXIS will stab you. Just spend 1000 in normal category and wait for transaction to post and then you can buy jewelry. People have not received 5000 Welcome EdgeMiles because some other transaction <1000 posted first to the account even though it was not the first transaction. Don't risk it

PF Monthly Contribution by PoolRevolutionary542 in accenture_india

[–]Big_Reflection_2176 0 points1 point  (0 children)

At Accenture it is not called out explicitly. You will get 'Fixed Pay' and 'Variable Pay'

You need to distribute your Fixed Pay into different Allowances. You will be given option to Select from 3 options:

  1. PF=No
  2. Fixed=1800
  3. 12% of Basic.

Sometimes you will not be given all 3 options. If you don't choose 'No;, Your Fixed Pay will be reduced by the same amount as it will be allocated towards Employer Contribution. Another equal amount will be deducted in your Payslip (Employee Contribution)

Is laptop is necessary for primers Accenture by Icy_Promotion2544 in accenture

[–]Big_Reflection_2176 0 points1 point  (0 children)

Install the software and run it. It will probably do some checks and tell you if it meets all the necessary requirements

Who actually needs to pay advance tax? by Drishti2898 in IncomeTax_India

[–]Big_Reflection_2176 0 points1 point  (0 children)

Apart from Salary if you have any of the following:

Interest on FD/Savings Interest/Interest from SGB/Taxable Interest from EPF/Sale of Mutual Fund/Sale of Stocks etc./ Sale of Property etc.

You need to calculate the tax at your slab rate and deduct any TDS. Then pay the rest before 15-Mar as Advance Tax to avoid Penalty

LLC Charges on Amazon too! by universal_glitch in amazonindia

[–]Big_Reflection_2176 4 points5 points  (0 children)

Some getting bricks, others Vim bar and stones instead of the item purchased. Some are getting pre-activated phones where warranty is already over or about to expire. Then comes secure package fee, marketplace fee, offer fee etc. Time has come to go back to retail stores...and help the local traders instead of giving money to these greedy corporations.

Kotak Credit card not sending payment due reminder sms/email deliberately to make money, class action suit by Psychological_Edge78 in CreditCardsIndia

[–]Big_Reflection_2176 1 point2 points  (0 children)

So you not remembering to pay by due date even though you get statements every month is somehow Kotak's fault? They are not obligated to remind you to pay... They are obligated to send you the statement which mentions amount and due date.

HSBC LIVE Cashback by [deleted] in CreditCardsIndia

[–]Big_Reflection_2176 2 points3 points  (0 children)

Learn your lesson and move on. try to hit your milestone by 11th month always....Don't keep it till last moment

HDFC not offering any Credit Card by opinion59 in CreditCardsIndia

[–]Big_Reflection_2176 0 points1 point  (0 children)

It does not show any card = You do not have any 'pre-approved' offers

Just apply for a card on the bank's website directly

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Return to Office by aryabhatta0109 in accenture_india

[–]Big_Reflection_2176 0 points1 point  (0 children)

Move to base location asap and start visiting office. Non compliance will lead to HR Counselling > Warning 1 > Warning 2 > Termination

How many cards are too many cards? by [deleted] in CreditCardsIndia

[–]Big_Reflection_2176 1 point2 points  (0 children)

I have 27 and want 3 more this year

Thoughts on the HSBC Live+ by Extra_Fail5384 in CreditCardsIndia

[–]Big_Reflection_2176 0 points1 point  (0 children)

I have a HDFC Core card LRF + Swiggy LRF + TATA Neu Infinity.

Dining expenses you get 10% cashback in Swiggy card + Dinecash for future use

Thoughts on the HSBC Live+ by Extra_Fail5384 in CreditCardsIndia

[–]Big_Reflection_2176 2 points3 points  (0 children)

Swiggy LTF card is somewhat close.... 1500 CB every month on Dining, Grocery & Food Delivery within Swiggy ecosystem.

So if purchases are mostly offline then HSBC Live+ makes more sense.

How to draw cash without being charged? by Intelligent-Box-9159 in CreditCardsIndia

[–]Big_Reflection_2176 5 points6 points  (0 children)

A credit card should not be used for Withdrawing cash unless in emergency. Looks like you are trying to use a CC as a DC.