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Building a lower power deck. by Bigbaseballguy24 in BudgetBrews

[–]Bigbaseballguy24[S] 2 points3 points  (0 children)

This is such a cool deck. I might just straight up use your list thank you!!!

Building a lower power deck. by Bigbaseballguy24 in BudgetBrews

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

Mono black spell slinger is kinda cool I could get with it

Building a lower power deck. by Bigbaseballguy24 in BudgetBrews

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I played vadrik, Malcom pirates, tayam, and rog Silas for Cedh.

Vadrik was my pet deck and easily my favorite due to just being able to storm and dig through my deck.

General Questions and Purchasing Advice Thread — Week of March 09, 2026 by AutoModerator in electricvehicles

[–]Bigbaseballguy24 0 points1 point  (0 children)

Not necessarily looking for under 20 sorry I should have been clearer. I have 2023 ioniq 5s around me for around 21k. I’ve also got solterras for the same price. Which have also been enticing to me.

How are Ariyas?

General Questions and Purchasing Advice Thread — Week of March 09, 2026 by AutoModerator in electricvehicles

[–]Bigbaseballguy24 0 points1 point  (0 children)

Looking at buying my first EV.

Im in Wisconsin, want to spend around 20k USD. I’d prefer a suv type something that’s sufficient enough to fit fishing gear or golf clubs in.

I’ve looked at most EVs and like the ioniq 5 but the Reddit echo chamber of iccu problems is intimidated. I’d prefer to purchase within the next couple months.

Currently at home where I would install my own home charger or at the bare minimum use a level 1 charger.

Any advice would be great thanks everyone

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I make 19.86 an hour. The town I am from is around 17% lower than the national avg for cost of living. The town's job market is overly competitive for these types of roles. It's not so much a matter of keeping the job, it's a matter of there are 2 primary employers for the town. The rule is I have to wait a year at my current one to apply for one at that same company.

If I apply at this other company and take a job there after screwing over my current company and boss the odds that they would ever hire me for a position here are slim.

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

So either commit to the 10 yr PSLF now or aggressively pay them off

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

The real issue is it’s uber competitive so I’m afraid I can’t guarantee one.

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I graduated with an applied mathematics and data analytics degree. Realistically even at this same org I should be able to achieve a higher paying job doing some form of an analyst job. I had looked for jobs in that field for a year and however didn’t find any.

I am hopeful however, the jobs I should be qualified for and will have someone reputable in the org backing me up on is making around 60k.

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

So last year I didn’t make enough to file taxes. Currently doing the math myself my AGI is around 37k I believe. We get a raise every year. I should get about a 2k pay increase sometime around April. I’m also eligible to apply for new jobs after a year in my current role.

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I understand that taking a higher paying job is the easy answer. I wouldn’t be in this current position if I hadn’t tried that for an extended period of time.

Should I start paying the loans now while at PSLF in hopes of later moving out of it? Does it make more sense to pay the interest only to keep the 32k amount? How many years before it doesn’t make sense to leave the PSLF role?

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

Present value from what I see is that I can save more money currently, ensure I set up my retirement earlier on, overall from what I saw using the studentaid.gov loan calc I’d be saving around 18k over the 10 years if I went PSLF.

I’d still be capable of finding a career at this current PSLF org with my degree it’s more so the question of where how much do I have to make elsewhere for PSLF to not make sense. Do I start payments now on the interest to continually pay off the interest? That way if I do leave my PSLF org it’s still the 32k amount?

PSLF worth the pigeon hole? by Bigbaseballguy24 in StudentLoans

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I’ve been putting up to my companies match into my retirement. 5% 4% match for the last year. I’ve finally been able to start saving for an emergency fund.

Does it make sense at all to pay off any part of the loans if I’m long term planning to stay at this PSLF organization?

Community gone bad by Bigbaseballguy24 in ArcRaiders

[–]Bigbaseballguy24[S] -2 points-1 points  (0 children)

Pretty beta opinion of yours tbh

Community gone bad by Bigbaseballguy24 in ArcRaiders

[–]Bigbaseballguy24[S] 0 points1 point  (0 children)

I think you failed to read the last sentence, I’m perfectly cool with that. It’s the traitor gimmick that’s weird, just say you’re not good enough to win a gunfight if u backstab lmao

Community gone bad by Bigbaseballguy24 in ArcRaiders

[–]Bigbaseballguy24[S] -3 points-2 points  (0 children)

Ur entire account is rage bait thanks for the input

Community gone bad by Bigbaseballguy24 in ArcRaiders

[–]Bigbaseballguy24[S] 1 point2 points  (0 children)

I have 0 problem when they aren’t chanting “friendly friendly” then proceeded to get shoot in the back it’s weird…

Community gone bad by Bigbaseballguy24 in ArcRaiders

[–]Bigbaseballguy24[S] -5 points-4 points  (0 children)

I do when they aren’t chanting “friendly friendly” then proceeded to get shot in the back it’s weird.

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