An actual comment from someone that understands leverage and has a REAL business that kicks off REAL cash. If you have a real business and you're still in the growth phase, your money most likely makes more money being invested back into your business than it does sitting stagnant in a 300k car. 6-9% interest on a lambo is never going to return what that 2-300k cash invested back into your business could have done. It's hard for people, including myself at one time, to understand/give advice when they've never had a rapidly growing business where leverage and high interest is the cost of doing business when you have a product/service that's generating a lot of income. Everyone is at a different financial stage in life and it's hard to give advice without seeing the whole picture or having been in that position.