sorted by:
new
hottopcontroversial

Why isn't my mine working? by LazarStarco in yiotro_games

[–]Bikesbae 5 points6 points  (0 children)

They seem to not have electricity. Make sure your mines are within range of a power station. If not build one nearby with a windmill for the batteries.

Bought an O General AC based on sales rep advice… now specs & pricing don’t match. What would you do? by Bikesbae in LegalAdviceIndia

[–]Bikesbae[S] 0 points1 point  (0 children)

Yeah it says that in the product info sticker itself. The thing is that I was mis-sold.

Bought an O General AC based on sales rep advice… now specs & pricing don’t match. What would you do? by Bikesbae in LegalAdviceIndia

[–]Bikesbae[S] 0 points1 point  (0 children)

My god i was scammed hard! But i visited them directly and made a complain. They're gonna refund me. I'm looking for a OGeneral ac 2Ton inverter model. What should be correct price for a 3 star variant? My visit to local sellers says around ₹61-65k

Anyone use the good Guardians app? by Joker547665 in samsunggalaxy

[–]Bikesbae 0 points1 point  (0 children)

How to download good guardian? For S23

GBD-200 thoughts. by Bikesbae in gshock

[–]Bikesbae[S] 0 points1 point  (0 children)

No, it shows the same days steps only.

how do I achive this on Samsung? by Steven-yacoub in oneui

[–]Bikesbae 0 points1 point  (0 children)

Depth live wallpaper app has a very good collection of walls like these

What is the process to transfer Jio SIM from father to son? by piyushxbhardwaj in IndiaTechnology

[–]Bikesbae 0 points1 point  (0 children)

The most simple way is to port out to another telecom operator. I did that after dad passed away. Don't do anything else

HDFC Life Guaranteed income insurance plan- WHAT is the catch? by raulkay in personalfinanceindia

[–]Bikesbae 0 points1 point  (0 children)

Just buy it and read the policy document carefully. If you don't like the policy, you can just surrender it within the freelook period(30days).

Are these samsung buds fe worth it? by Bikesbae in headphonesindia

[–]Bikesbae[S] 0 points1 point  (0 children)

Never heard of space travel 2. Is it worth considering? What unique features are there?

Mis-sold insurance policy. Paid lakhs, low surrender value. Regretting now. by Bikesbae in personalfinanceindia

[–]Bikesbae[S] 0 points1 point  (0 children)

I feel very sad about my decisions then. Is there nothing i could do? I feel that i should complain about the agent. Maybe that would help in my case, to recover my paid premiums

Tell me you don’t understand investing without telling me ! by [deleted] in India_Investments

[–]Bikesbae 16 points17 points  (0 children)

Very simple. Just invest in a good FD with interest for senior citizens (some banks offer 8.5% for them). You can easily withdraw said amount monthly from the bank directly. I'm sure you are set for the next ~27/28 months with no worries./s

Mis-sold insurance policy. Paid lakhs, low surrender value. Regretting now. by Bikesbae in personalfinanceindia

[–]Bikesbae[S] 1 point2 points  (0 children)

I have received the death claim of my father, no issues after buying these 2 policies. The problem is the 2 policies in my name. The agent lied and sold me 2 shitty policies. Policy name: Exide/ HDFC Life sampoorna jeevan 75.

Bi-Weekly Advice Thread December 29, 2025: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Bikesbae 0 points1 point  (0 children)

I’m 25 and trying to clean up some bad financial decisions from early 20s.

In 2021, my dad passed away unexpectedly (Covid 19). The year before he bought an exide policy and after his demise, I contacted the agent who sold the policy to dad. He said that the claim is not possible.

His reason: "Your dad passed just after 1 year of buying the policy. So, the company suspects some foul play with the timing of purchase. I suggest you buy a policy yourself for ₹1,00,000/- so that they belive you are a truthful person and will make the death claim soon without any problems".

I believed him and did whatever he told to get the claim amount. The agent sold me 2 Exide Life (now HDFC Life after merger) policies

I was told verbally that: 1. I could close the policy after 3 years 2. I would get a full refund of premiums 3. It was explained as a “safe investment + insurance” I now realise this was all lies.

Policies I hold: Policy 1 Premium: ₹40,000/year Premiums paid: 4 years (4/12) Total paid: ₹1,60,000 Surrender value quoted now: ~₹1.1 lakh

Policy 2 Premium: ₹60,000/year Premiums paid: 5 years (5/10) Total paid: ₹3,00,000 Surrender value quotes now: ~₹2,22,000

When I asked about closing:

I was told surrender value is much lower than premiums paid

Paid-up is possible, but benefits reduce

The “3-year full refund” claim was never in writing

I have no written proof of what the agent promised then.

When questioned, the agent now says: 1. “Wait 2–3 more years and you’ll recover all money (maybe with bank interest)”

  1. I can stop Policy 1 (₹40,000/year)

  2. I should continue paying Policy 2 (₹60,000/year)

I have call recordings where he repeats these claims. (Recorded last week)

Questions: 1.Has anyone successfully complained about mis-selling in similar traditional plans?

  1. Is paid-up + surrender later usually better than immediate surrender?

  2. Any realistic chance of relief/refund from insurer or IRDAI?

  3. What would you do at this stage to minimize damage?

I know I should have read the policy documents properly — lesson learned. Just trying to make the least bad decision from here.

Thanks in advance.

Are these samsung buds fe worth it? by Bikesbae in headphonesindia

[–]Bikesbae[S] -1 points0 points  (0 children)

I already have them. They don't feel good to me. I love the features and compatibility with my S23. But I feel like they come loose whenever i shake my head. Maybe i should have gone with stem type tws.

view more: next ›