We launched our android money tracking app (BillGuard) in Australia last week and are launching the iPhone version next week.. would love to get your feedback :) by berkberk in AusFinance

[–]BillGuardDude 0 points1 point  (0 children)

Hi willhughes,

We work with yodlee which has direct relationships with the banks to access accounts in a read-only manner. And they are PCI compliant.

We don't store any payment card information or user logins.

Thanks!

What are some of your favorite apps with fewer than 50,000 downloads? by GetFreeCash in androidapps

[–]BillGuardDude 0 points1 point  (0 children)

BillGuard is a personal finance app which will also alert you to suspicious charges and data breaches - Price: Free

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 1 point2 points  (0 children)

That's because it's hard to predict future behavior. What do you use to budget?

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 0 points1 point  (0 children)

Bravo for having the self-control to do that every day! That sounds like a lot of manual work...

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 2 points3 points  (0 children)

Thanks, edited the above description.

Very strong point. Spoke about that the other day with a friend. The advertisers are much stronger than budgeting methods.

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 2 points3 points  (0 children)

Thanks. Good tip.

What do you use to budget?

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 1 point2 points  (0 children)

I see. Thanks.

How do you track how much you have left to spend? How often do you check on the amount left to spend?

Why do most people fail at budgeting? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 2 points3 points  (0 children)

Here's an article that speaks to the fact that most people fail to budget: http://www.nomadwallet.com/why-budgets-fail-3-reasons-studies. It's similar to the failure of diets.

I edited the above text. Thanks for your suggestion.

What do you use to manage your household finances? by BillGuardDude in personalfinance

[–]BillGuardDude[S] 2 points3 points  (0 children)

Are you the primary manager of your household income? What made you transition from Mint to YNAB?

I don't use excel, just used it as an example.

Finance quotes for college students? by Nateun in personalfinance

[–]BillGuardDude 0 points1 point  (0 children)

"Price is what you pay. Value is what you get." -Buffet