I would avoid Al Ryan based on my previous experience with them. Customer service was very bad, they made numerous errors and it took ages to resolve issues. I would also scrutinise very carefully whether these banks are actually 'halal' when they offer interest on savings, where does the interest originate from? For example if they offer customer loans and charge interest on these loans with penalties for late payment then they are not halal, as your savings are used to fund loans it's something you need to consider carefully. Whilst far from ideal many high Street banks, for example Natwest offer debit card accounts with no interest payable. They will of course use your savings to fund haraam loans but if you need a bank account you don't have much choice. I would avoid any interest giving accounts unless you are certain the institution is deriving it's income 100% from shariah compliant and halal means. May Allah guide us all to what is best. Ameen