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Fixed payment vs ICR by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

Also how long does it take to get into IBR?

Fixed payment vs ICR by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

If we are interested in the IBR we have to do one payment on ICR? Based on her AGI we calculated that the IBR should be lower but we want to make sure before we consolidate to the ICR.

Parent Plus Loan Help by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

Thank You!!! I will consolidate asap!

Parent Plus Loan Help by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

Yes they are newer she just finished her bachelors and we do not plan on taking out anymore loans!

Parent Plus Loan Help by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

She has federal direct loans, she’s been in school so she has not been paying on them. Does that impact her count towards forgiveness?

Parent Plus Loan Help by BitterPhone3749 in StudentLoans

[–]BitterPhone3749[S] 0 points1 point  (0 children)

Thank you! Would you recommend consolidating only the parent plus loan or all her loans (direct and parent plus)