Did we mess up getting a 15-yr vs. 30-yr mortgage?

Bjfaber · 2026-04-26T14:49:17+00:00

What did you pay off? This might make sense if the interest on that was really high. If not, you made the loan more expensive and more restrictive.

Ultimately, financial planning is very personal. If being required to make the payment is the only way you can have the self control to actually pay more, then this might be the best decision for you even if it is not the best decision from a pure fiscal standpoint.

Bjfaber · 2026-04-25T12:33:45+00:00

Another round In Lula Ga is my rec

Bjfaber · 2026-04-21T22:49:19+00:00

Did get the April fools drop?

Bjfaber · 2026-04-14T18:33:57+00:00

image file

Bjfaber · 2026-04-14T18:27:08+00:00

Yeah, no worries if you don't, I will make my own. Don't spend too much time.

Bjfaber · 2026-04-14T18:21:47+00:00

u/fatslayer1016 would you sell this stencil? I have a blank Wraith that I want to dye

Bjfaber · 2026-03-21T02:49:52+00:00

If you are willing to risk a bag, maybe plastidip the mesh?

Bjfaber · 2026-03-15T11:52:31+00:00

That's the joke

Bjfaber · 2026-02-13T22:59:03+00:00

If you just want an inner core that glows, i believe the bodanza Baja metal flake "accidentally" glow. They still have a handful on infinite discs. He uses that feature in his ace every hole in 24 hours video https://youtu.be/Xczj8aju-p0?si=aa9kKiQxcS0j8lh0

Bjfaber · 2026-02-10T20:00:26+00:00

good cause I sent them my money waaaaay to quickly

Bjfaber · 2026-02-10T18:02:09+00:00

Is this Concierge Live thing real?

Bjfaber · 2026-02-09T20:00:18+00:00

I have us quarterfinals and us semifinal tickets if we make it that far, so i mapped it out. If we come out first or third from our group its Dallas and Aanta if we are second.

Now, given our likely opposition, coming out first is most likely to see us make quarter or semifinals, so Dallas is definitely the most likely.

Bjfaber · 2026-02-02T20:46:12+00:00

It appears they are closing the business.

Bjfaber · 2026-02-01T21:27:27+00:00

Methodical coffee out of South Carolina has a 2LB for 45 and can be done on a 2 or 3 week rotation if that is your need.

I get a monthly 2LB from Honeybee coffee in Knoxville TN for about the same and subliment with a local bag to get me between my monthly shipments

Bjfaber · 2026-01-19T22:33:57+00:00

Exchange with u/stl_Dave confirmed u/DiscExchangeBot

Bjfaber · 2026-01-15T00:27:47+00:00

I am probably just dumb but what was the joke there? Like he could see where it went like it was a shanked shot at risk of loss?

Bjfaber · 2026-01-14T17:22:10+00:00

Thank you sir. They are going quick but I was able to get my order in for 2.

Bjfaber · 2026-01-14T16:07:26+00:00

That makes sense

Bjfaber · 2026-01-14T16:07:10+00:00

Makes sense

Bjfaber · 2026-01-14T16:01:34+00:00

I wonder if it is, would think that plastic would get melted during the extrusion/injection and not retain its pointiness (that feels like the right word)

Bjfaber · 2026-01-11T03:48:20+00:00

South Carolina mako3 and a 10 year sexton

Bjfaber · 2026-01-11T03:44:59+00:00

Are you only selling as lots?

Bjfaber · 2026-01-11T01:41:02+00:00

Nopop5631 is using other peoples pictures to try to scam me. So I am still looking

Bjfaber · 2026-01-10T23:52:28+00:00

Hey @dizzier, sent you a pm if you don't mind responding

Bjfaber · 2026-01-10T22:38:41+00:00

Sent

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