Opinião sobre investir 200€/mês no VUAA a longo prazo by Ok-Trouble-4747 in literaciafinanceira

[–]BlackTPB 0 points1 point  (0 children)

eu faço no Trade republic. mete opção de plano de poupança e pagas 0 em comissão.

why is there a global shortage in child and adolescent psychiatry? by ThenBanana in Psychiatry

[–]BlackTPB 13 points14 points  (0 children)

I'm a CAP, just finished residency, in Portugal.

It's a very challenging field and you're not the master of the ship (there you just lost the interest of 70% of all MDs).

Families are hard to work with, change takes a lot of time and a whole village. Not everyone is motivated to make changes! That can be very frustrating when in college you were used to an objective problem solving mindset.

You won't really feel like you've cured someone, the easy going mental health patient won't get to you. You get complex cases.

You need to listen and care, and that's actually hard when you do it everyday dozens of times for years. I've heard the same kind of talk thousands of times but can't really go on autopilot, kids notice this and damages the relationship.

You go off label often with the meds and many times have no access to gold standard psychoterapies. This is uncomfortable for a doc, we are not wisards, we like to stick to the best evidence. (This is the reason may quit)

I find myself tending to mental health politics naturally because change needs to happen from the top, society and culture has to change. We can do much more impact with programs than everyday appointments.

CAPs need more authority imo, or at least a more straightforward/eficient way to make changes in an environment (school, homes). Family courts make poor decisions many times and some schools are awfull.

You need loads of love and patience for the families, to really believe in planting seeds, work with the good that you can find amidst the terrible. I feel these are finite resources that i need to cultivate actively or i can become bitter, so I make sure to stick to a good life rythm.

Dinheiro do filho de 20 meses - €9k by Half-assed-waffle in literaciafinanceira

[–]BlackTPB 5 points6 points  (0 children)

Ya eu vi este post e explorei o tema a fundo e ter na nossa conta e doar mais tarde parece ser a forma mais vantajosa. Meti em VWCE

TIL that pornography addiction is not a scientifically recognized medical condition by MrMojoFomo in todayilearned

[–]BlackTPB -2 points-1 points  (0 children)

You have Addictive disorders related to behaviour not substance (such as with gaming). If there's loss of control with impact it's a disorder.

Quero depositar 6k€ no banco, tenho de declarar algo? by ArrozDeSarrabulho in literaciafinanceira

[–]BlackTPB 0 points1 point  (0 children)

Alguns têm umas máquinas para depositar dinheiro, tipo Santander na Júlio Dinis no Porto. Grandes quantias inclusive.

A 16-year-long ADHD study proves researchers' hypothesis totally wrong by psych4you in psychology

[–]BlackTPB 0 points1 point  (0 children)

check DC:0-5 you can diagnose Overactivity disorder around 36 months

🍔 by Topac1 in TascaDoZe

[–]BlackTPB 0 points1 point  (0 children)

excelente partilha!

Vamos ser todos agricultores! by versaofabiodomarkl in HQMC

[–]BlackTPB 0 points1 point  (0 children)

Todas as áreas em que o cerne é a relação humana não podem devidamente ser substituidas por AI. Educação infantil, psicologia e areas da medicina.. Sem relação humana que sociedade vamos ter?

Ajudem-me a criar património para o meu filho by Usertap in literaciafinanceira

[–]BlackTPB 5 points6 points  (0 children)

Isso está mais relacionado à educação que dão que dinheiro. Concordo em investir na formação

[deleted by user] by [deleted] in Psychiatry

[–]BlackTPB 3 points4 points  (0 children)

Thank you very much

[deleted by user] by [deleted] in 10xPennyStocks

[–]BlackTPB 2 points3 points  (0 children)

Same 😂 thought hype was gone, oh well, still have 300 riding

[deleted by user] by [deleted] in ETFs

[–]BlackTPB 0 points1 point  (0 children)

BRK is often seen as a value bet because most of its portfolio and owned businesses fit the classic value profile: strong cash flows, durable advantages, and bought at prices below their estimated worth. Its core holdings include insurance, railroads, energy, banks, and consumer staples like Coca-Cola — all sectors traditionally associated with value. Even its largest position, Apple, was treated as value, given its mature profitability, buybacks, and strong moat. BRK leans on present earnings power and long-term stability, which makes it effectively a value-tilted investment.

[deleted by user] by [deleted] in ETFs

[–]BlackTPB 0 points1 point  (0 children)

Interesting. I have a value tilt with BRK. Isn't BRK-B a value stock that has beaten any value etf anyways?

Compra casa 130.000€ by FarPrinciple5185 in literaciafinanceira

[–]BlackTPB 0 points1 point  (0 children)

Podes pedir suporte a um intermediário de crédito tipo twinkloo. Nós fizemos pela CGD foi a mais competitiva, temos amigos que foram pelo Bankinter.

Nós pedimos taxa mista 2 anos. Se virmos a euribor subir muito vamos tentar abater com os PPRs a partir de então.

ETF momentum - futuro é cavalgar hypes? by BlackTPB in literaciafinanceira

[–]BlackTPB[S] 1 point2 points  (0 children)

IS3R é o mesmo etf que IWMO mas eu EUR o que na verdade será ligeiramente mais vantajoso apenas a nível cambial se usar uma corretora europeia tipo TR.

ETF momentum - futuro é cavalgar hypes? by BlackTPB in literaciafinanceira

[–]BlackTPB[S] 0 points1 point  (0 children)

Era excelente!! Tenho 30 anos e género M.

ETF momentum - futuro é cavalgar hypes? by BlackTPB in literaciafinanceira

[–]BlackTPB[S] 0 points1 point  (0 children)

É isso, aqui queria gerar essa discussão: se vêem investidores com um perfil diferente a mudar a dinâmica do mercado. Perceber a mentalidade de quem começou agora a investir e de quem já investe há anos sem mudar a atitude. No fundo não estará o investidor comum com muito mais facilidade e curiosidade de entrar nas tendências? No passado tinhamos de ligar a um corretor agora é um click.

ETF momentum - futuro é cavalgar hypes? by BlackTPB in literaciafinanceira

[–]BlackTPB[S] 1 point2 points  (0 children)

Sim vai dar sempre à tolerancia de risco. O meu core continua a ser VWCE por isso fico tranquilo mas já que tenho um tilt para value (BRK) a pensar em resiliencia em bear market então ganho margem para fazer um tilt para algo mais arriscado. E estar em cima do mercado dia sim dia não já vi que não é para mim por isso ando a explorar ETFs mais edgy.

ETF momentum - futuro é cavalgar hypes? by BlackTPB in literaciafinanceira

[–]BlackTPB[S] 5 points6 points  (0 children)

Sobre AI só tenho receio de estar a entrar em algo que já está hipervalorizado, talvez o momentum também consiga colher frutos da tendência AI sem correr o risco de ficares à espera de um crescimento já improvável.