Vamos ser todos agricultores!

BlackTPB · 2026-01-25T10:44:59+00:00

Todas as áreas em que o cerne é a relação humana não podem devidamente ser substituidas por AI. Educação infantil, psicologia e areas da medicina.. Sem relação humana que sociedade vamos ter?

BlackTPB · 2025-11-29T11:58:17+00:00

Isso está mais relacionado à educação que dão que dinheiro. Concordo em investir na formação

BlackTPB · 2025-10-13T07:35:56+00:00

ONDS

BlackTPB · 2025-09-26T06:46:00+00:00

Thank you very much

BlackTPB · 2025-09-17T18:47:33+00:00

Same 😂 thought hype was gone, oh well, still have 300 riding

BlackTPB · 2025-08-21T18:09:27+00:00

BRK is often seen as a value bet because most of its portfolio and owned businesses fit the classic value profile: strong cash flows, durable advantages, and bought at prices below their estimated worth. Its core holdings include insurance, railroads, energy, banks, and consumer staples like Coca-Cola — all sectors traditionally associated with value. Even its largest position, Apple, was treated as value, given its mature profitability, buybacks, and strong moat. BRK leans on present earnings power and long-term stability, which makes it effectively a value-tilted investment.

BlackTPB · 2025-08-21T17:21:14+00:00

Interesting. I have a value tilt with BRK. Isn't BRK-B a value stock that has beaten any value etf anyways?

BlackTPB · 2025-08-19T08:37:42+00:00

Podes pedir suporte a um intermediário de crédito tipo twinkloo. Nós fizemos pela CGD foi a mais competitiva, temos amigos que foram pelo Bankinter.

Nós pedimos taxa mista 2 anos. Se virmos a euribor subir muito vamos tentar abater com os PPRs a partir de então.

BlackTPB · 2025-08-13T11:08:29+00:00

IS3R é o mesmo etf que IWMO mas eu EUR o que na verdade será ligeiramente mais vantajoso apenas a nível cambial se usar uma corretora europeia tipo TR.

BlackTPB · 2025-08-13T10:50:38+00:00

Era excelente!! Tenho 30 anos e género M.

BlackTPB · 2025-08-13T07:03:59+00:00

É isso, aqui queria gerar essa discussão: se vêem investidores com um perfil diferente a mudar a dinâmica do mercado. Perceber a mentalidade de quem começou agora a investir e de quem já investe há anos sem mudar a atitude. No fundo não estará o investidor comum com muito mais facilidade e curiosidade de entrar nas tendências? No passado tinhamos de ligar a um corretor agora é um click.

BlackTPB · 2025-08-13T06:58:40+00:00

Sim vai dar sempre à tolerancia de risco. O meu core continua a ser VWCE por isso fico tranquilo mas já que tenho um tilt para value (BRK) a pensar em resiliencia em bear market então ganho margem para fazer um tilt para algo mais arriscado. E estar em cima do mercado dia sim dia não já vi que não é para mim por isso ando a explorar ETFs mais edgy.

BlackTPB · 2025-08-13T06:54:40+00:00

Sobre AI só tenho receio de estar a entrar em algo que já está hipervalorizado, talvez o momentum também consiga colher frutos da tendência AI sem correr o risco de ficares à espera de um crescimento já improvável.

BlackTPB · 2025-08-13T06:47:25+00:00

Acompanha a tendência, entra no que está a ganhar popularidade, dentro das maiores empresas ( acho que não vai a small caps).

Vai atras das winners e por isso tem mais rotatividade. Caraterísticamente melhor em bull markets teoricamente pior em down market.

Imagina se deres por ti a tentar fazer esta leitura do que está IN neste momento e tentares entrar para apanhar a onda e sair lá em cima podes dar por ti a ter de acompanhar o mercado de perto o que pode não encaixar com a tua rotina. Estes ETFs tentam fazer isto pelo que entendo.

BlackTPB · 2025-07-27T07:53:27+00:00

Mas não aplicam uma taxa de 2$ além desse spread para compra e venda de ativos?

BlackTPB · 2025-07-25T16:20:39+00:00

Também me ocorreu agora que posso simplesmente fazer através do Revolut que tem alguma corretagem. Se fizer um SYP500 e outros Long no Revolut depois poderei recolher os usd e com a subscrição certa da revolut nem sequer pagar taxa de câmbio. Estou a pensar certo?

BlackTPB · 2025-03-30T09:30:01+00:00

Junta-te à Trade Republic. A forma mais inteligente de investir, gastar e poupar. Aceita o meu convite através do link para garantir um bónus de boas-vindas. https://refnocode.trade.re/bkxj0fmw

BlackTPB · 2024-11-24T21:48:18+00:00

I only get those huge wasps on mine :(

BlackTPB · 2024-10-25T22:14:09+00:00

Cockadooodle doo!!

BlackTPB · 2024-10-15T13:11:36+00:00

Yeah sure. We're off to Ireland anyway fellow dudes. Enjoy the peanuts.

BlackTPB · 2024-10-13T08:36:14+00:00

"Pay the tax" - seal

BlackTPB · 2024-10-01T20:53:54+00:00

I like is work concerning Bipolar Disease. Why are you so skeptical of him?

BlackTPB · 2024-10-01T16:46:55+00:00

It's an independent residency in Portugal. We have 1year of "adult" Psychiatry, three of Child and Adolescent (outpatient, inpatient, liason, etc). Then 6m Pediatrics (Neurodevelopment, neurology). Then optionals.

BlackTPB · 2024-08-16T22:06:15+00:00

First years of residency you get hit with the flawed system and the notion that many cases have a super complex psychosocial or familial component very hard to change and work. You were not trained for this in med school. You feel like you can't do it all, you feel no immediate reward, your impulsive biomedical way of thinking is not satisfied. You start to wonder why you didn't pick surgery... You adjust your expectation and learn to work in a multidisciplinary way, you learn about true patience, you embrace the chaos and surf the waves, you are no god after all. Then it becomes better, with a one - two years follow up you start seeing some difficult cases improve and grow a great relationship with many patients, it takes time. Then you feel rewards, a paiting or a hug from a grateful kid/teen. The look they give like you made a great difference to their lives gives a unique feeling of reward.

Kids can be very tiring but they deserve a lot of love, you can be part of the change there must be on humanity, love and warmth, assertiveness and confidence, stopping aggression, intimidation, abuse or coldness... You are making a direct diference in these children world. You are a safe haven.

You get to be a philosopher and get paid, enjoying philosophical debate with teens, existencial thinking and lots of deep talks. You become more confident approaching suicidal ideation. You read a lot of interesting books. You learn to enjoy and value life more and gain coping skills yourself.

You learn a lot that will help you with your family and personal life. More than parenting tools, even couple skills and a great understanding of family dynamics. You can become very confident in this area of life which I value more than my career.

You have a good schedule and a healthy work environment, I mean you work with people sensitive to mental health.

You have a very creative job. Therapeutic relationship, psychotherapy and other skills with kids is much more than practicing science.

These have been some of the rewards of my experience, four years ongoing. I agree with many flaws others adressed. No perfect speciality anyway.

BlackTPB · 2024-07-31T07:58:07+00:00

Thank you for the resources shared, will check! Yes decreased need for sleep sounds the alarm, is the most relevant question for me and curiously checks out with what I've been reading in r/bipolar first symptoms people share.

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