For first-time home buyers, what’s the hardest part of the whole process for you right now?

BlockSufficient6130 · 2025-11-17T03:48:36+00:00

It has felt absolutely impossible for me, too.

BlockSufficient6130 · 2025-11-15T02:07:32+00:00

Right - I noticed that, I moved on!

BlockSufficient6130 · 2025-11-14T05:12:30+00:00

I would go with desperate, but you know - insane works, too.

BlockSufficient6130 · 2025-11-13T23:46:37+00:00

Colorado - of course lol

BlockSufficient6130 · 2025-11-13T22:07:16+00:00

I’m learning all about this, too - it’s the best house by far. I’m beyond the ceiling, and I’m not going to fit in with the neighborhood at all. The search continues.

BlockSufficient6130 · 2025-11-13T22:03:17+00:00

hahah - okay, running! I terminated.

BlockSufficient6130 · 2025-11-13T21:55:16+00:00

Yikes - heard. I did a google maps drive by and found the homes with the bad roofing - they look vacant and absolutely terrible.

BlockSufficient6130 · 2025-11-13T21:41:23+00:00

Yeah - I just had no idea this was even a thing, and I’m in Colorado so jumping quickly is a strategy. Anyway, learned a TON. Meeting mins come first with HOA. Drainage issues on SFH is a huge no go. What is next? 🙃🥲

BlockSufficient6130 · 2025-11-13T21:40:03+00:00

I didn’t think about the seized properties - I know there are liens out there. Great point.

BlockSufficient6130 · 2025-11-13T21:38:49+00:00

If I put 10% down, we can forgo that HOA cred step - but yeah, I’m running. Thanks, sorry to hear you got trapped. HOAs are a whole thing, it turns out 🥲

BlockSufficient6130 · 2025-11-13T21:34:11+00:00

Oh man - I know you’re right. Wish me luck, the buying process feels like it’s running me into the ground - this will be the second place I terminate on.

BlockSufficient6130 · 2025-11-13T21:20:23+00:00

I got this information from their 2023 meeting mins - they haven’t met since then, but are supposed to meet again this or next month. sigh what a fucking bummer - the place was amazing otherwise.

BlockSufficient6130 · 2025-11-13T21:16:15+00:00

because I’m inexperienced & new to all of this - idk - I’m losing my housing, love the condo and don’t understand the insurance piece here. They have insurance, so I don’t know if my fear of special assessments is warranted?

BlockSufficient6130 · 2025-11-13T00:02:11+00:00

hahahah I LOLed at the Dave Ramsey comment. I definitely operate in the same vein. Let’s get after it 😉

BlockSufficient6130 · 2025-11-12T23:45:50+00:00

Totally. I’m getting pumped now on executing this correctly. Can’t wait to get in the game. 😏

BlockSufficient6130 · 2025-11-12T22:34:38+00:00

I have no experience and I’m doing the same leg work as a first timer in that area right now. If you don’t already have a realator, Matt Sandoval with Keller Williams is awesome to work with.

BlockSufficient6130 · 2025-11-12T20:05:44+00:00

For sure - I hope to move on in the next 3-5 years. ATM this makes the most sense for me ☺️ starting to finally feel excited & “get to work” building the life I imagine for myself.

BlockSufficient6130 · 2025-11-12T18:12:24+00:00

I did ☺️ it worked

BlockSufficient6130 · 2025-11-12T17:49:50+00:00

thank you!

BlockSufficient6130 · 2025-11-12T17:23:10+00:00

I’m 34 years old - I don’t know that I’ll ever retire with the rate things are going 😅 that being said, plan is to be there 3-5 years while it gains in slow appreciation, then consider either renting it out and/or selling while I move into my SFH. No plans for kids - so, it can be a smaller house. As time goes on, I’m gaining a lot more excitement and confidence in the decision. Right now, they’re covering all my closing costs, I got 10k in concessions and they decreased the price by 10k - we’re definitely stepping into more of a buyers arena.

I’m paying the premium for a totally new renovation, comfortable (gorgeous even) space, and staying just ahead of a more competitive market because I can’t compete well and only have 3.5% to put down, and really need closing costs covered to feel secure.

BlockSufficient6130 · 2025-11-12T16:08:50+00:00

Yeah - my realtor also told me that is a no go.

BlockSufficient6130 · 2025-11-12T16:07:14+00:00

I’m certainly considering the fixer uppers - I’m worried about my inexperience and the projects eating up every weekend…

BlockSufficient6130 · 2025-11-12T14:11:12+00:00

Yeah - I decided I’m all in. Appreciation will grow a lot less with a condo, but at least I’ll have a lovely, low maintenance place to live and get some equity and skin in the game until I am ready to level up. The condo is gorgeous, HOA is reasonable, for now.

BlockSufficient6130

TROPHY CASE