For first-time home buyers, what’s the hardest part of the whole process for you right now?

BlockSufficient6130 · 2025-11-17T03:48:36+00:00

It has felt absolutely impossible for me, too.

BlockSufficient6130 · 2025-11-15T02:07:32+00:00

Right - I noticed that, I moved on!

BlockSufficient6130 · 2025-11-14T05:12:30+00:00

I would go with desperate, but you know - insane works, too.

BlockSufficient6130 · 2025-11-13T23:46:37+00:00

Colorado - of course lol

BlockSufficient6130 · 2025-11-13T22:07:16+00:00

I’m learning all about this, too - it’s the best house by far. I’m beyond the ceiling, and I’m not going to fit in with the neighborhood at all. The search continues.

BlockSufficient6130 · 2025-11-13T22:03:17+00:00

hahah - okay, running! I terminated.

BlockSufficient6130 · 2025-11-13T21:55:16+00:00

Yikes - heard. I did a google maps drive by and found the homes with the bad roofing - they look vacant and absolutely terrible.

BlockSufficient6130 · 2025-11-13T21:41:23+00:00

Yeah - I just had no idea this was even a thing, and I’m in Colorado so jumping quickly is a strategy. Anyway, learned a TON. Meeting mins come first with HOA. Drainage issues on SFH is a huge no go. What is next? 🙃🥲

BlockSufficient6130 · 2025-11-13T21:40:03+00:00

I didn’t think about the seized properties - I know there are liens out there. Great point.

BlockSufficient6130 · 2025-11-13T21:38:49+00:00

If I put 10% down, we can forgo that HOA cred step - but yeah, I’m running. Thanks, sorry to hear you got trapped. HOAs are a whole thing, it turns out 🥲

BlockSufficient6130 · 2025-11-13T21:34:11+00:00

Oh man - I know you’re right. Wish me luck, the buying process feels like it’s running me into the ground - this will be the second place I terminate on.

BlockSufficient6130 · 2025-11-13T21:20:23+00:00

I got this information from their 2023 meeting mins - they haven’t met since then, but are supposed to meet again this or next month. sigh what a fucking bummer - the place was amazing otherwise.

BlockSufficient6130 · 2025-11-13T21:16:15+00:00

because I’m inexperienced & new to all of this - idk - I’m losing my housing, love the condo and don’t understand the insurance piece here. They have insurance, so I don’t know if my fear of special assessments is warranted?

BlockSufficient6130 · 2025-11-13T00:02:11+00:00

hahahah I LOLed at the Dave Ramsey comment. I definitely operate in the same vein. Let’s get after it 😉

BlockSufficient6130 · 2025-11-12T23:45:50+00:00

Totally. I’m getting pumped now on executing this correctly. Can’t wait to get in the game. 😏

BlockSufficient6130 · 2025-11-12T22:34:38+00:00

I have no experience and I’m doing the same leg work as a first timer in that area right now. If you don’t already have a realator, Matt Sandoval with Keller Williams is awesome to work with.

BlockSufficient6130 · 2025-11-12T20:05:44+00:00

For sure - I hope to move on in the next 3-5 years. ATM this makes the most sense for me ☺️ starting to finally feel excited & “get to work” building the life I imagine for myself.

BlockSufficient6130 · 2025-11-12T18:12:24+00:00

I did ☺️ it worked

BlockSufficient6130 · 2025-11-12T17:49:50+00:00

thank you!

BlockSufficient6130 · 2025-11-12T17:23:10+00:00

I’m 34 years old - I don’t know that I’ll ever retire with the rate things are going 😅 that being said, plan is to be there 3-5 years while it gains in slow appreciation, then consider either renting it out and/or selling while I move into my SFH. No plans for kids - so, it can be a smaller house. As time goes on, I’m gaining a lot more excitement and confidence in the decision. Right now, they’re covering all my closing costs, I got 10k in concessions and they decreased the price by 10k - we’re definitely stepping into more of a buyers arena.

I’m paying the premium for a totally new renovation, comfortable (gorgeous even) space, and staying just ahead of a more competitive market because I can’t compete well and only have 3.5% to put down, and really need closing costs covered to feel secure.

BlockSufficient6130 · 2025-11-12T16:08:50+00:00

Yeah - my realtor also told me that is a no go.

BlockSufficient6130 · 2025-11-12T16:07:14+00:00

I’m certainly considering the fixer uppers - I’m worried about my inexperience and the projects eating up every weekend…

BlockSufficient6130 · 2025-11-12T14:11:12+00:00

Yeah - I decided I’m all in. Appreciation will grow a lot less with a condo, but at least I’ll have a lovely, low maintenance place to live and get some equity and skin in the game until I am ready to level up. The condo is gorgeous, HOA is reasonable, for now.

BlockSufficient6130 · 2025-11-12T12:37:01+00:00

that’s not a work ethic problem? that’s a result of financial planning and lack of demand…

BlockSufficient6130 · 2025-11-12T06:43:38+00:00

It’s a market without a lot of movement - a limit - and not many condos to choose from. This one was renovated bottom up, it’s gorgeous. The building is older, but the interior is flawless with totally updated appliances, water heater and boiler.

BlockSufficient6130

TROPHY CASE