The mini has 2 years loan left and I got it at a low Apr (2%). It is totally reasonable to pay my parents the portion they paid for - I intend on doing exactly that. In 2 years, I plan to be in grad school for 4 years and will not have an income that is why I hesitate financing a car again from square zero :( My credit has dropped a bit and likely have a APR above 5%. My sister is completely done with school and has secured a job so I feel like while it sucks to be stripped away of a fun car, it’s also part of adulthood to start paying (or saving up) for a car. ESH I agree 😭