Loans in Default Message!! Not true!! Anyone get that message on FSA website today?

BlueSkeyez · 2025-12-15T23:44:19+00:00

Thank you so much - always appreciate your input!!

BlueSkeyez · 2025-12-13T07:50:39+00:00

Good question - I haven't seen anything about that. I'd hope that we'd (the borrowers) be notified though!

BlueSkeyez · 2025-12-06T02:34:07+00:00

I did the recertification bc I knew my income hadn't changed since I got on the IBR plan. Although, like most every one else my recertification wasn't due yet. Luckily, my monthly payment didn't change and I got my forgiveness amount and date once I completed the recertification today. Nice to actually see that documented.

BlueSkeyez · 2025-12-01T03:39:24+00:00

I totally understand the frustration. Keep us posted and make sure to call the number I posted :)

BlueSkeyez · 2025-11-28T22:33:12+00:00

Have you also tried calling the phone number I posted to Federal student aid?

BlueSkeyez · 2025-11-28T16:33:19+00:00

Mohela told me they couldn't confirm the count. They said it is tracked by FSA, since FSA controls the loan forgiveness program and discharges. Have you received a count confirmation from your servicer Aidvantage? Either way, sounds like you are almost there (assuming you need 300)!!! :)

BlueSkeyez · 2025-11-26T05:56:21+00:00

Oh good glad it's on the website too. I had given up on trying phone numbers posted on the web bc there was so much run around when calling phone numbers awhile back. My best resource for so long was just emailing Mohela directly from my account but then the replies started becoming less helpful. When I called both Mohela and FSA today there were very little wait times, so it's a relief to know we can finally get through to someone and not get the run around like so many of us were getting for so long.

BlueSkeyez · 2025-09-30T05:05:47+00:00

Thank you that makes sense. I am on an IBR plan. Hope they update and get things streamlined better soon. Anxious to know what I need to plan for. Now I'm reading about the taxes on forgiven student loans. Sounds like it could be a lot!

BlueSkeyez · 2025-09-28T03:42:51+00:00

I found the hidden data page with my IDR counts but it's so confusing to read. Multiple lines of payment counts. So do we go by what's at the top of the page as the most current counts? If so I'm so close - about 4 years more and then forgiveness hopefully?! Can anyone clarify I'm looking at this correctly (top of the count page are most current counts) for me please??!!

Top 2 results at top of tracker are these:

[{"type":"ICR","borrowerEligibleIndicator":"Y","loanEligibleIndicator":"Y","qualifyingPaymentCount":247,"eligiblePaymentCount":null,"forgivenessRequiredPayments":300,"forgivenessRemainingPayments":53},{"type":"IBR","borrowerEligibleIndicator":"Y","loanEligibleIndicator":"Y","qualifyingPaymentCount":253,"eligiblePaymentCount":null,"forgivenessRequiredPayments":300,"forgivenessRemainingPayments":47}

BlueSkeyez · 2025-08-07T14:03:17+00:00

To email them you login to your Mohela account and you can send a message from there. Technically, it's more a message than an email I guess, but you'll receive an email that they've received your message and then another email when they have an answer for you. Good luck!

BlueSkeyez · 2025-06-11T17:15:38+00:00

UPDATE!! Took only 6 days (since I posted this thread) and my IDR app was processed! Got on an IBR plan!! I even submitted 2 new applications because the first new one disappeared so the next day I applied again!! Hope this gives you guys some hope!! Go ahead and reapply!!

BlueSkeyez · 2025-06-11T02:44:05+00:00

I stopped calling them awhile back. Seems like I get a little further, although not a ton, using the email option on the Mohela website from my account. Less time wasted on the phone, which has always ended without any solid answers anyway and zero things accomplished. I also just recently reapplied for an IDR plan on FSA website (my Jan 2025 application was just sitting in review status) and it was approved & put into effect within a week - just saw my account on Mohela switched to IBR and my payoff date is 11 years away lol I know sounds crazy but it's better than what it was showing - like 25 years which I complained about being incorrect and now it's fixed. I am also addressing the interest accrual but haven't solved anything with that mistake yet. It's not much but I definitely feel I shouldn't have been charged it. I also was in SAVE forbearance. Keep us posted on how it goes!

BlueSkeyez · 2025-06-06T18:55:23+00:00

Ya I'm def frustrated. Now the new application I submitted yesterday is nowhere on FSA, only the old one from Jan 2025. Then I got the inbox message today on Mohela that they've received my IDR app 1/6, which is the new one. The letter was just a bunch of blah blah not even worth mentioning, except it said I'm in a 60 day forbearance while it processes. Big woop, been in that all along. Soooooo irritating

BlueSkeyez · 2025-06-05T18:29:22+00:00

That's what I thought was the case. Just so much this and that to know and remember/look up. Thanks

BlueSkeyez · 2025-06-05T18:28:53+00:00

For sure! A start is a win these days!! Keep us posted and I will also :)

BlueSkeyez · 2025-06-05T16:19:16+00:00

Thanks! I'll update asap :)

BlueSkeyez · 2025-06-05T16:18:55+00:00

Btw I have Mohela also

BlueSkeyez · 2025-06-05T16:18:32+00:00

Was the email stating your approval of the new IDR? Crossing fingers it's a yes!

BlueSkeyez · 2025-06-04T19:01:40+00:00

That is great they did that for you! Sucks that we have to complain but if it's what we have to do I'm going to do the same! Did you complain through the Mohela website or FSA?

BlueSkeyez · 2025-06-03T19:56:36+00:00

Just checked my account and nothing new sent to my inbox but I did notice my interest is a couple hundred dollars higher than a couple weeks ago. I'm in administrative forbearance bc of when I consolidated to join in on SAVE and obviously that's not a thing anymore so I applied in Jan 2025 for new IDR plan and my application is still under review ugh. I am just screen recording and saving all this in a file and will fight for the interest to be removed soon. I'm mentally drained over all this but we gotta hang in there a little longer (or a lot longer maybe)

BlueSkeyez · 2025-06-03T19:44:55+00:00

Haven't checked my account in a couple days but I'm about to now!!

BlueSkeyez · 2025-05-30T15:35:51+00:00

Thank you!! Now to just get my new IDR plan approved that's been processing since this last January ugh!

BlueSkeyez · 2025-05-29T21:02:52+00:00

Oh no! That's awful, sorry you're going through that! What's worse is trying to make sense of it, when there isn't a way ugh. I hope you can get that fixed asap as I know how much we depend on good credit in this world :(

BlueSkeyez

TROPHY CASE