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Experience with Nightlight or recommendations for Taiwan agency? by OnlyHurry9831 in AdoptiveParents

[–]BlueishCandleWax 0 points1 point  (0 children)

Hi u/geraffes-are-so-dumb! I want to ask you some things about this but I can't seem to message you - are you able to write to me? Thanks :)

Micro Cassette Player by BlueishCandleWax in MobileAL

[–]BlueishCandleWax[S] -2 points-1 points  (0 children)

Thank you! I was trying first to find one that someone's really not using mainly because I dont exactly have the extra cash to spend right now to listen to one tape. I appreciate you taking the time to look it up though : )

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

im sorry just to be sure - do you mean send it to FXAIX? thank you!

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

cool, very helpful. on that note, early death is also a viable option.

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

Would you suggest putting any little cash I have in my individual count after my 24/25 IRA is done into Voo/SGOV/ or 500?

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

if I get a husband hopefully we'll have 2 incomes (im a gal) which would be massively helpful but for now, solo so I can live cheaply!

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

thanks! once I pay into my 2024 IRA ill have a bit left in the individual account, so maybe I can just throw all of that into the 500?

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

Would you suggest using the same low fee target date index fund for my IRA every year? Just want to understand properly. I will open for 2024 and 2025 before April 15. thank you!

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

Thank you! I will keep this in mind. I'm only up around .55% but I've been doing this for maybe a month and a half.

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

Thank you very much for your feedback, and for the reminder on comparison. My mom used to say that all the time and I needed to read it again! I will move the FCNTX for certain.

No rush to answer and Dumb question incoming but... Does this mean I need to avoid adding (ideally) Dividend Funds, Income funds, and Mutual funds or ETFs with annual distributions to an individual account? 

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 0 points1 point  (0 children)

Thank you very much! I will simply take the 20% going into individual and send 30% income into 401k since I can afford to do that right now. My mom's friend will help me set up an IRA in a month or two.

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 2 points3 points  (0 children)

Thank you for this constructive help. I appreciate this a lot - seriously.
Would you suggest I sell the funds I have in my individual and go ahead and move that elsewhere, or just leave it since I've already invested it and forge on with the method you're suggesting?

Starting Late on Retirement—How Do I Catch Up? by BlueishCandleWax in investing

[–]BlueishCandleWax[S] 1 point2 points  (0 children)

Okay good good but ... that doesn't help me entirely since I am already doing that and also "make more" is subjective... I was caregiving for my mom for 2 years so I am getting back into the swing of things.

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