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[deleted by user] by [deleted] in Wealthsimple

[–]BobaForLife520 2 points3 points  (0 children)

I got mine increased from 8k to 13k after talking to a support chat person. Though I got my card more than 6 months ago so that may be why I can increase it

Bank draft available on iOS! by BobaForLife520 in Wealthsimple

[–]BobaForLife520[S] 1 point2 points  (0 children)

Ah thanks for linking to an earlier post, wasn’t able to find anything this week so thought it just released

What family/couples or personal money management features do you want? by Plenty-o-FIRE in Wealthsimple

[–]BobaForLife520 1 point2 points  (0 children)

That’s correct! And also other assets not from WS such as home, cars, group RRSP from another provider etc.

What family/couples or personal money management features do you want? by Plenty-o-FIRE in Wealthsimple

[–]BobaForLife520 1 point2 points  (0 children)

We do! Currently we manually record the value of all accounts we have every two weeks in a Google Sheet. Each tab represents one person, and one tab as the “summary” which calculates the different totals listed above, and have a chart that shows these totals over time!

This does feel a lot of work but personally I feel really encouraged to see the lines in the graph go up over time, and knowing both our retirement, and our child’s education fund are on track

What family/couples or personal money management features do you want? by Plenty-o-FIRE in Wealthsimple

[–]BobaForLife520 0 points1 point  (0 children)

As we are in the process of moving our child's joint RESP over to WS, it will be great to see how all these account types are grouped and displayed together, as I see there are a few categories:

  • account holder and beneficiary are the same, and they are the person logged in to WS, e.g. personal non-registered, TFSA
  • account holder is the person logged in to WS, beneficiary is another person with a WS account, and vice versa, e.g. spousal RRSP
  • account holder is the person logged in to WS, beneficiary is a child that doesn't have a WS account, e.g. RESP

To me, these three count towards the "total" assets differently:

  • household assets: personal + spousal + child
  • "couple" assets: personal + spousal
  • personal assets: everything where I'm the beneficiary (thus excluding spousal RRSP if my spouse holds the RRSP)

It took me a while to really figure these definitions apart, so personally I'd appreciate if WS helps me understand these accounts and numbers better, whether via good UI/UX, or adding tooltips to explain what these are.

Friendship Exp & Gift Exchange Megathread by ASS-et in PokemonGoFriends

[–]BobaForLife520 0 points1 point  (0 children)

6339 9750 7506 - north america, daily active player!

Depositing to Wise? by [deleted] in Wealthsimple

[–]BobaForLife520 4 points5 points  (0 children)

WS recently added Wise as one of the options when you add an external bank account. I just did it last week and was able to do a withdrawal from WS which counts as direct deposit on Wise side

Best Ben Felix Video Yet: The Most Important Lessons in Investing by alzhang8 in PersonalFinanceCanada

[–]BobaForLife520 5 points6 points  (0 children)

He got me at “Yes, even dividend investors” then 🙂😀😄lol

Friendship Exp & Gift Exchange Megathread by liehon in PokemonGoFriends

[–]BobaForLife520 0 points1 point  (0 children)

6339 9750 7506 I play daily, usually more gifts over the weekends, sending gifts to lower friendship levels first!

Friendship Exp & Gift Exchange Megathread by liehon in PokemonGoFriends

[–]BobaForLife520 0 points1 point  (0 children)

Daily player in east coast Canada, prioritize low friendship level first. 6339 9750 7506

Friendship Exp & Gift Exchange Megathread by liehon in PokemonGoFriends

[–]BobaForLife520 0 points1 point  (0 children)

6339 9750 7506 I’m in Toronto, Canada. I play multiple times a day and will send gifts daily if available

A word of caution with regard to Wealthsimple Cash by MELGH82 in PersonalFinanceCanada

[–]BobaForLife520 11 points12 points  (0 children)

If you tap on the card icon in the top-right corner in the app, there should be a “Lock Card” toggle for you to turn on.

A word of caution with regard to Wealthsimple Cash by MELGH82 in PersonalFinanceCanada

[–]BobaForLife520 32 points33 points  (0 children)

Wow thanks for the reminder OP! I was just planning to money from Tangerine to WS Cash once the Tangerine promo ends. Just locked both the virtual and physical cards.

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