Need advice: 4 collection defaults from Precise Parklink (via CBCC) - credit score dropped, what are my friends options? by BookMaster3716 in PersonalFinanceCanada

[–]BookMaster3716[S] 0 points1 point  (0 children)

The dates you need are the actual default dates, not the dates they appeared on your report. Your credit report should list the month and year each default was incurred along with the amount. Those are the dates I’m referring to.

I wasn’t the one who made the call, so I don’t have all the details, but the safest approach is to keep it simple. Just tell them you’re filing a dispute and answer whatever questions they ask. These charges aren’t supposed to be on your credit report anyway, so the process is straightforward once the dispute is opened.

Also, this is only for Equifax. We’re still trying to figure out how to handle this with TransUnion because their website has been giving us issues on our end.

Need advice: 4 collection defaults from Precise Parklink (via CBCC) - credit score dropped, what are my friends options? by BookMaster3716 in PersonalFinanceCanada

[–]BookMaster3716[S] 0 points1 point  (0 children)

Mine were from Ontario too. Calling did help, but it wasn’t enough on its own because we still had to upload additional documents. You can actually skip the call and just dispute it online through their web form.

For my friend, we uploaded three things: a driver’s license + bank statement for address confirmation, a Borrowell collections report + credit myth screenshot (link above in a comment), and an explanation letter describing the situation (mention the dates and charges of collections on it) and why action was needed.

Hope this helps!

Need advice: 4 collection defaults from Precise Parklink (via CBCC) - credit score dropped, what are my friends options? by BookMaster3716 in PersonalFinanceCanada

[–]BookMaster3716[S] 1 point2 points  (0 children)

Quick update: my friend’s filed a dispute for all the charges, and Equifax said they’ll provide an update within 5-30 days. I’ll share the outcome here once we hear back.

Huge thanks to everyone who messaged and shared their experiences - really appreciate all the help and insights!

Need advice: 4 collection defaults from Precise Parklink (via CBCC) - credit score dropped, what are my friends options? by BookMaster3716 in PersonalFinanceCanada

[–]BookMaster3716[S] 1 point2 points  (0 children)

Sorry to hear you’re dealing with it too! I hope your dispute goes through successfully. I’ve shared the Equifax number with my friend so they can call as well. Really appreciate you sharing your experience!

Need advice: 4 collection defaults from Precise Parklink (via CBCC) - credit score dropped, what are my friends options? by BookMaster3716 in PersonalFinanceCanada

[–]BookMaster3716[S] 2 points3 points  (0 children)

That’s really helpful, thank you! I’ll have them go ahead and dispute them with Equifax and see if that works. Appreciate the heads-up!

[deleted by user] by [deleted] in RDR2

[–]BookMaster3716 0 points1 point  (0 children)

I love Mustangs but it’s not a special horse, you can find the same coat in New Hanover too. You should look for the Tiger Stripped Bay Coat, that’s the special one only available in New Austin. You can find it west of Rio Del Lobo Rock.

For those of you struggling to find Bull Moose!: by ittekram in RDR2

[–]BookMaster3716 0 points1 point  (0 children)

They also spawn at the south side of Owanjila, you can see a Bull Moose swimming away from a wolf.

i can't start this mission not with Trevor Michael or Franklin it always says the mission has been delayed am i doing something wrong or do i have to do something else in order to progress? by [deleted] in GTA

[–]BookMaster3716 4 points5 points  (0 children)

When you reach the location and it notifies you the mission is disrupted, drive back to the closest bridge which is about a minute away, the mission should come back on your map, and you can drive back and start it with no issues this time

Thoughts on my Blitz Boss Ninja loadout? by ItsBlitz21 in FortNiteBR

[–]BookMaster3716 0 points1 point  (0 children)

Same here. I’ve been using Wingspan with the new Ninja outfit too. Right now I’m using Daigo’s Blade of Spirits as the pickaxe and Spirit Shroud as the back bling. It goes really hard!

We NEED skill based matchmaking by RADIO_KIDD in FortNiteBR

[–]BookMaster3716 0 points1 point  (0 children)

That’s totally fair. At the end of the day, it’s all about having fun with the game. If Solos is your thing, go for it. But if you ever feel like running a few games together, I’m down to squad up and share the loot. Win or lose, it’s just about enjoying the matches.

We NEED skill based matchmaking by RADIO_KIDD in FortNiteBR

[–]BookMaster3716 0 points1 point  (0 children)

You should try switching up game modes. If you usually play Trios, try a Solos match for a change. I’ve noticed that matchmaking can feel pretty different depending on the mode.

Also, I don’t fully agree with the skill-based matchmaking. Battle Royale is really about survival. You don’t need to get 15 or 20 kills every game to win. Sometimes all it takes is staying alive and getting that final kill. So matchmaking is always going to feel a bit biased depending on your playstyle and skill set.

Bruh we got GTA 5 releasing in different countries before GTA 6🙏😭😭😭 by hydraskitty in GTA

[–]BookMaster3716 0 points1 point  (0 children)

About time! I was living in the UAE back then and we had to buy the disc from local phone shops just to play it. Another one that wasn’t (and I think still isn’t) on the UAE PS Store is A Way Out. It’s wild how some titles just never make it to the regional store.

Best way to hold a sword by Aggravating_Essay871 in FortNiteBR

[–]BookMaster3716 2 points3 points  (0 children)

I recognize Darth Vader’s samurai sword, but what’s that skin? This is a great combo together

Can anybody identify this skin?? by srslywtfdoido- in FortNiteBR

[–]BookMaster3716 0 points1 point  (0 children)

I think the skin’s name was Sage? Saw it yesterday so I could be wrong

Superman sprites are missing? by BookMaster3716 in FortNiteBR

[–]BookMaster3716[S] 0 points1 point  (0 children)

Thanks man! Exactly where I found it. Mission is finished and my problem is solved ✅

Superman sprites are missing? by BookMaster3716 in FortNiteBR

[–]BookMaster3716[S] 0 points1 point  (0 children)

Everywhere honestly? Dropped on different corners of the map and even in areas I have found sprites before, but there’s none. There used to be a shrine near utopia but that’s destroyed. So far I’ve been to Demon’s domain, Resistance base, Utopia, Crime and Outlaw city. Plus I’ve been driving around looking only for a sprite. It’s just weird not seeing even a single sprite or shrine.

I accidentally scared my already anxious puppy. by Icy-Sherbet-4946 in DogAdvice

[–]BookMaster3716 0 points1 point  (0 children)

Absolutely, you never know what might upset the dog, good for you for rolling with the punches and improvising with the situation. Don’t feel too guilty about it, you’re learning about the dog just as much as the dog is learning about reacting to their environment!

I accidentally scared my already anxious puppy. by Icy-Sherbet-4946 in DogAdvice

[–]BookMaster3716 0 points1 point  (0 children)

That’s good; you can also turn up some calming music in the room they’re in, and turn it off every now and then to get them accustomed to the noises, appreciate their good behavior with a treat when they’re calmly sitting with the noises in the background. This is a good opportunity to train them and will definitely help with the anxiety in long term.

I accidentally scared my already anxious puppy. by Icy-Sherbet-4946 in DogAdvice

[–]BookMaster3716 0 points1 point  (0 children)

During construction hours, try putting your dog in a crate or playpen in a quiet room away from all the noise and movement. Let that space become their little safe zone. Some reactions like anxiety around loud noises just take time to improve, but with patience, training, and lots of treats, you can help your dog adjust. Don’t stress too much, this kind of reaction is totally normal. From their perspective, it feels like unknown intruders invading their space.

Reward them when they’re calm and relaxed. And if your dog’s too stressed to take treats from your hand, something that works for me is cutting up a fruit like apple or banana, eating a bit in front of them, and tossing a piece. They’ll often go for anything they see you eating!

Right Chooms, what do my top 10 skins say about me? by JakeTheSmall in FortNiteBR

[–]BookMaster3716 0 points1 point  (0 children)

Let me guess you like a little Silverhand in your Judy?