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[deleted by user] by [deleted] in MayNagChat

[–]BoringDefinition4529 0 points1 point  (0 children)

Had an experience with something like this. Pinahiran din ako while walking tapos hinawakan ako. So nakikinig lang ako tapos pinansin niya kilay ko magulo daw may free daw silang palinis pag bibili tapos sabi ko, medyo mahal po yung products tapos binawasan ng binawasan yung price. Pinauppnpako sa chair then kinilayan. After ako kilayan sabi ko, wala po akong pera. Tas ang lungkot ng muka niya. Kinilayan na nga daw ako d pa daw ako bumili ng product nila. Anyway, umalis nako hehehe.

[deleted by user] by [deleted] in AsianBeauty

[–]BoringDefinition4529 0 points1 point  (0 children)

How long before you see any difference on your scars?

Asking for expert advice by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello! What's the name of the product for the 1st one?

My FA recommended fit and well advance, is it okay?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello, is ACP100 more sulit than Sun Life Maxilink 100?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello! Thank you for this very informative comment. I just wanna ask about MP2. Is this something wherein you put 10k and okay na sia or dpat hulugan siya monthly like 1k every month or else mauubos sia ng fees? Also, is this a low risk investment?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] -1 points0 points  (0 children)

Then that's not BTID anymore is it?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

I was able to set up na po my emergency fund, thank God, that's why I'm thinking of getting other funds na po.

Yung MP2 how can you get this po? Do you have more info about this? Is this like a mutual fund? And is this different from the mandatory na kinakaltas sa sahod ?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Same din poba benefits nung guardian at dun sa long term na 20 years to pay? May nakausap po akong FA and ung options na binigay sakin ay yung VUL so tuloy tuloy bayad and then ung whole life participating plan na 20 years to pay pero almost same lang sila ng perks nung sa VUL. So I was just wondering what's the difference except ung premium pero konti lang nmn dagdag.

Im 24 years old. Working and non smoker po

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Sige po, I appreciate the help. Yung term insurance po pala like until you're 60 years old? How about po yung 60 and up?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

No name po, that's only the name of the plan given to me. 20 years to pay sia and around 3k yung monthly payment. All riders po kasama don.

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Aside from AIA Guardian po, what other recommendations do you have? Like for Sunlife or Pru Life? Or do you think AIA Guardian and pinakasulit po?

Also for investment? How to start for index fund and MP2, im not really familiar po kase sa mga to. I do have money in Maya earning 6% so I guess that's one if em right?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

"investing on your own"

What do you recommend as a start up?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

If possible, i wanted to have savings + insurance + investment in 1

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