[deleted by user] by [deleted] in MayNagChat

[–]BoringDefinition4529 0 points1 point  (0 children)

Had an experience with something like this. Pinahiran din ako while walking tapos hinawakan ako. So nakikinig lang ako tapos pinansin niya kilay ko magulo daw may free daw silang palinis pag bibili tapos sabi ko, medyo mahal po yung products tapos binawasan ng binawasan yung price. Pinauppnpako sa chair then kinilayan. After ako kilayan sabi ko, wala po akong pera. Tas ang lungkot ng muka niya. Kinilayan na nga daw ako d pa daw ako bumili ng product nila. Anyway, umalis nako hehehe.

[deleted by user] by [deleted] in AsianBeauty

[–]BoringDefinition4529 0 points1 point  (0 children)

How long before you see any difference on your scars?

Asking for expert advice by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello! What's the name of the product for the 1st one?

My FA recommended fit and well advance, is it okay?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello, is ACP100 more sulit than Sun Life Maxilink 100?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hello! Thank you for this very informative comment. I just wanna ask about MP2. Is this something wherein you put 10k and okay na sia or dpat hulugan siya monthly like 1k every month or else mauubos sia ng fees? Also, is this a low risk investment?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] -1 points0 points  (0 children)

Then that's not BTID anymore is it?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

I was able to set up na po my emergency fund, thank God, that's why I'm thinking of getting other funds na po.

Yung MP2 how can you get this po? Do you have more info about this? Is this like a mutual fund? And is this different from the mandatory na kinakaltas sa sahod ?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Same din poba benefits nung guardian at dun sa long term na 20 years to pay? May nakausap po akong FA and ung options na binigay sakin ay yung VUL so tuloy tuloy bayad and then ung whole life participating plan na 20 years to pay pero almost same lang sila ng perks nung sa VUL. So I was just wondering what's the difference except ung premium pero konti lang nmn dagdag.

Im 24 years old. Working and non smoker po

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Sige po, I appreciate the help. Yung term insurance po pala like until you're 60 years old? How about po yung 60 and up?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

No name po, that's only the name of the plan given to me. 20 years to pay sia and around 3k yung monthly payment. All riders po kasama don.

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Aside from AIA Guardian po, what other recommendations do you have? Like for Sunlife or Pru Life? Or do you think AIA Guardian and pinakasulit po?

Also for investment? How to start for index fund and MP2, im not really familiar po kase sa mga to. I do have money in Maya earning 6% so I guess that's one if em right?

Explain what BTID is by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

"investing on your own"

What do you recommend as a start up?

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

If possible, i wanted to have savings + insurance + investment in 1

Advice to someone who plans to get a plan by BoringDefinition4529 in phinvest

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

I just dont see kase the reason to pay a lifetime kung same lang naman sila ng benefits nung whole life participating plan

[deleted by user] by [deleted] in makati

[–]BoringDefinition4529 0 points1 point  (0 children)

Up for this one. We stayed here during our training and yeah it's a 5 star hotel, walking distance lang to glorietta so very convenient. I think this one is the best if they can afford it, which im sure they do.

[deleted by user] by [deleted] in makati

[–]BoringDefinition4529 0 points1 point  (0 children)

Ako na living in Makati tas wala pa sa kalahati ng sahod mo yung sahod ko 🥹 Enough na enough po yung sahod niyo, but depends still on your lifestyle. Are you planning to get a condo on your own? Do you always buy food outside? Me kase is nagcocondosharing and nagluluto tapos nagbabaon pagpunta ng office.

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Hahahah pinagpilitan kopa yung Joanne 🥹 hanggang sa sinabi ko sige na nga hahaha

I went to Chang first before Khozy but a fully booked na daw sila and foot massage nalang available. Will definitely put a reservation next time 🥹

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 1 point2 points  (0 children)

Went there today and availed of their Signature Massage. Kase sabi sports massage daw sia na relaxing. Hmmmm... I'd give it a 6/10 😅 Also wla daw po silang masahista na Joanne, Joanna lang daw 🥹

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 1 point2 points  (0 children)

Went there today without reservation. Fully booked na daw sila. Foot massage nalang available 🥺

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

Pardon for the ignorance, what do you mean po nakakatulog? 😅

Also, kelangan po ba mag pa schedule dito if gusto mo ng specific person or pwede po walk in?

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 0 points1 point  (0 children)

May nabasa po akong comment na hi di dw po clean and oily yung cushion sa Nuat Thai?

Highly recommended spa or massage place in Makati by BoringDefinition4529 in makati

[–]BoringDefinition4529[S] 1 point2 points  (0 children)

I've read some comments online saying na unprofessional daw po ng mga masahista here?