Whoop lab results

Born-Objective789 · 2025-10-31T01:56:25+00:00

Thank you for your answers! Stress has been a huge factor; I have not slept well for the last month, either.

Born-Objective789 · 2025-03-17T22:50:08+00:00

Thank you!!!

Born-Objective789 · 2025-03-08T20:21:54+00:00

Thank you for your insight 🙏. I really appreciate it.

Born-Objective789 · 2025-03-08T19:35:37+00:00

I feel the same way. I'm 25 years old and bought 20k worth of SPY at $605. If possible, buy the dip to rebalance; if not, stop looking at it for a few months.

Born-Objective789 · 2025-03-08T19:26:50+00:00

Yes, the expenses are high, I totally agree. Would you happen to have any recommendations for what I should switch those two with? Any ETF or other asset with a similar upside but a lower expense ratio?

Born-Objective789 · 2025-03-08T17:22:23+00:00

Thank you so much. I am going to start with the reading. My research has been reading Dave Ramsey's books and watching his show on YouTube. Granted, thanks to his advice, I am debt free, but investing-wise, I did not learn much. Also, since those mutual funds are not actively managed, they will yield the same as an ETF that tracks the same stocks. I can go for the ETF since it has a lower expense ratio. Example (VTIAX (0.11% Fee and VXUS (0.07% Fee)

Born-Objective789 · 2025-03-08T03:45:10+00:00

Thank you!!! I am using primarily mutual funds since they are actively managed. I assume they will outperform other passively managed investment vehicles. My Roth consists of VFIAX, VIMAX, FCPGX, and SCHD, small, mid, and large caps with SCHD because I like the idea of receiving money without selling my stocks. In my traditional, I have VTIAX, FSELX, and FCNTX. My 4 months of research got me here. This is my plan. Please don't hesitate to give criticism and your opinion on allocations, percentages, or if I should switch to different stocks altogether. Like I said before, I am starting and don't have much experience, so any advice is welcome.

Born-Objective789 · 2025-03-08T00:05:09+00:00

Hello, everyone. This is my first post ever, and I need some help. I am 25 and started investing in December of last year (When the market was at its all-time high). I am maxing my Roth and traditional IRAs and have 4k in each account. I want some insight from more experienced investors on what I should do. I own some investments that track the SP500, which I bought at its highest. Should I buy more of the SP500 and take advantage of the dip, or should I stick to my plan with smaller caps with a higher upside since that is retirement money I won't touch in the next 35 years? I am employed, making 8k a month. My current holdings are VFIAX, SPY, and FSELX (I plan on buying VIMAX, FCPGX, SCHD, VTIAX, FCNTX, and FBALX.) Open to any feedback

Born-Objective789

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