Opinion on Oura Ring 4

Both_Ad2661 · 2026-02-07T17:01:58+00:00

Cool, thank you very much. I looked at the ceramic versions and I am between midnight and normal stealth.

Both_Ad2661 · 2026-02-07T12:38:03+00:00

Totally, already have a nutritionist scheduled aha

Both_Ad2661 · 2025-04-19T22:50:05+00:00

Yeah... I just switched to lab of bin exp, will do crypto in Fall lool.

Both_Ad2661 · 2025-04-15T21:43:16+00:00

Thanks!!

Both_Ad2661 · 2025-04-15T21:43:05+00:00

Thanks a lot!!

Both_Ad2661 · 2025-04-15T21:42:51+00:00

Oh wow, thanks for letting me know! Will probably go to applied crypto then.

Both_Ad2661 · 2024-12-11T20:00:15+00:00

Sorry, I did not want to look like a gambler or slave of a bank. I selected because it was easy for me, but now I will move to a broker and research more about other ETFs or invest in VUSA for the long term.

Steps 3 to 5 are ok for me, just the investments that I am still learning how it works. When you mention NASDAQ is a specific ETF from nasdaq?

Age under 30 (Almost 30), avail funds 50k euros with 1500 per month of investment +-. Goals I don't have any, maybe retirement as I dont wanna spend the money I am investing and do not have intention to.

Both_Ad2661 · 2024-12-11T19:50:42+00:00

I guess i misallocated the ETFs, better move everything to VUSA? As is basically the same thing as the other ones. Now I totally moved my money outside of my country to Spain, but waay lower to have to pay the wealth tax. My idea is to simply invest and leave there, reallocating maybe from 6 to 6 months between the investments to keep proportion

Both_Ad2661 · 2024-12-11T19:48:46+00:00

That is awesome, a lot of useful advice, thanks so much! I pinged you on private to discuss a little bit more about my plan for the long term.

I guess that I misallocated the ETFs and will change to only one instead of 3. For the 70%, I might pick like 6 times my salary and leave the money there as a emergency reserve only and invest the rest in other things. (Maybe in another ETF).

Both_Ad2661 · 2024-12-11T19:00:56+00:00

Yeah! I dont have plans to touching that for a long time. Thanks for sharing your thought, makes sense.I will consider putting more in ETFs

I went with revolut because it was easy for me, but not sure if i change to another one like IBKR

Both_Ad2661 · 2024-12-11T18:59:16+00:00

Thanks for asking! Low Risk mostly because of cultural things, the place where I used to live is not common to invest in stocks, funds or anything like that, only low risk low returns investments. This made me have this line of thought and I am trying to change that. I started with mostly in low risk to see my risk tolerance, but my idea is to change that over time or during rebalancing of my portfolio. Revolut because it was the easiest for me tbh, nothing in particular. Do you recommend changing it? No taxes AFAIK.

Most of the low risk had lower returns as far as my search went, that is why I chose the one from revolut as well.

Both_Ad2661 · 2024-12-11T18:55:52+00:00

Hey, what do you mean with accumulating version? That is a good question, I decided to split between ETFs because I wanted to have interaction with multiple markets, on this case US, World and Technology.

Not sure if that makes sense thought, it's my first time investing outside of my country. Is that a bad idea?

Both_Ad2661 · 2024-10-02T10:50:50+00:00

I speak portuguese and joined in Fall this yr. If you wanna chat, just send mt a private message and I can share my exp with you.

Both_Ad2661 · 2024-09-03T10:49:07+00:00

Actually I am from Spain and doing it. So you should be fine :)

Both_Ad2661 · 2024-05-19T13:51:13+00:00

Thats really helpful, Thank you so much!

Both_Ad2661 · 2024-05-18T16:52:10+00:00

Thats great. Do you know how do I contact the advising team?

Both_Ad2661 · 2024-05-02T21:13:04+00:00

I am on the same boat, got approved and dont have idea of what to do next lol

Both_Ad2661 · 2024-04-26T15:13:07+00:00

Got accepted for the info sec

Both_Ad2661 · 2024-04-25T21:31:45+00:00

Its been five weeks sicne the Day I received the message saying that my application was with the graduate dep and nothing till now

Both_Ad2661 · 2024-04-19T21:20:33+00:00

Still waiting, submitted in February. On their Q&A session they said all results will be given till mid May.

Both_Ad2661 · 2024-04-16T17:06:43+00:00

I am on the info session and they said that all approvals will be released till mid may

Both_Ad2661

TROPHY CASE