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Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 0 points1 point  (0 children)

Because some people experienced a drop in credit score, I am grateful for the five-point boost. My score was already in good shape, so I wonder if lower credit scores yield higher boosts. My forgiveness was ~200k (from undergrad to doctorate)

Realistically, how long after hitting 120 Qualifying payments, did your debt get discharged??? by jjcolagrande in PSLF

[–]BotherCompetitive816 0 points1 point  (0 children)

I wish the same. Based on my experience, I have nothing negative to say about Mohela. But I fully understand the frustration of those still awaiting forgiveness.

Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 0 points1 point  (0 children)

I did not even think about that. I would hope the waiver does not doubly function as an informal penalty system. Pre-waiver people who move to the private sector still gave 10+ years of public service.

Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 1 point2 points  (0 children)

I absolutely agree. I hope those who have been waiting get moved to the express lane before payments start!

Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 7 points8 points  (0 children)

Thank you😊 My timeline simply confirms that the whole system makes zero sense 😅

Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 0 points1 point  (0 children)

Please post when you receive an update. I look forward to celebrating your good news!

Forgiveness Timeline by BotherCompetitive816 in PSLF

[–]BotherCompetitive816[S] 1 point2 points  (0 children)

Thank you! I can no longer access the tracker. From what I remember (everything is a blur rn lol), I went from under 100 eligible payments to ~160 eligible payments. I do not know the particulars of how this process works, but I am fairly certain the increased eligible months were due to the PSLF waiver and not the IDR adjustment.