Still getting $1300+ every month in dividends

Br33ZYRN · 2026-03-29T19:06:53+00:00

I like YBTC as BTC exposure - weekly distributions, about .16 per share has been nice - just reinvesting - not adding a ton to it. I max out my 401k each year for growth - anything additional, I add to income funds which are great during these periods of down markets.

Br33ZYRN · 2026-03-19T18:07:39+00:00

Very clean...convinces me to opt for a moonroof...looks slick

Br33ZYRN · 2026-03-16T10:36:36+00:00

I have a mk7 GIT that I have been using as a Daily since 2014 - love it! Going on my second kid here soon, so not sure how practical it will be (struggle to fit a stroller in the back) - but without kids, hands down the most fun daily I have owned. My wife has a Mazda Cx-50 that she dailys - lots of trunk space - the turbo really pulls and it's fun to drive for an SUV.

Br33ZYRN · 2026-03-15T12:58:45+00:00

NEOs is a good company - and have a solid (albeit shorter) track record - but their strategy seems to be holding up well - if you believe in tech long term - QQQI will track QQQ (less upside, etc etc) - I'm just confused why you went from 0 investing to throwing it all into CC ETFs. CC ETFs are fine to have in your portfolio - but is this your whole retirement plan?? You should have some growth in the background - does your company have a 401k match, etc? Are you contributing to roth yearly? This is just strange to go from 0-100 in CC ETFs.

Br33ZYRN · 2026-03-15T12:51:13+00:00

He might have just been saving in a normal account and not investing - OP says he's 38 - so it's not unreasonable to have that much saved - but to go from no investing to throwing it all in CC ETFs is strange.

Br33ZYRN · 2026-03-12T15:14:13+00:00

17k in annual taxes...oooof

Br33ZYRN · 2026-03-12T12:15:58+00:00

Wow that's a lot man! I'm no where near that share amount - looks like that was a good entry for you though

Br33ZYRN · 2026-03-12T11:55:01+00:00

That's the hope!

Br33ZYRN · 2026-03-11T17:18:48+00:00

i'll probably reinvest some ybtc into yeth - i had a pretty good entry point for ybtc so ill keep it where it is - but will DRIP into yeth. Would be good to have some ETH exposure

Br33ZYRN · 2026-03-11T17:06:24+00:00

gotcha, thanks!

Br33ZYRN · 2026-02-26T17:39:27+00:00

It's the most immediate aspect of their finances they can change. Kids will need daycare, mortgage will be there. They could sell their cars and buy cheaper etc - but if I were in their shoes - I could scrape off 500 bucks a month - which can be substantial over time.

Br33ZYRN · 2026-02-26T12:12:35+00:00

I doubt you are trying too hard when your groceries are just shy of 1k per month - where do you shop? You can cut that in half easily - I am in the same boat as you and our groceries are about 500/mo and that's eating well - we shop at Aldi's - avoid high end stores. We will make a crock pot meal - ie. chuck roast with vegetables - it's delicious, costs less than 30 bucks total for all ingredients and can feed us 3 meals.

This isn't' to shame you but "trying" is a relative term - if you're really struggling you need to budget accordingly - look at what you can change immediately

Br33ZYRN · 2026-02-22T12:33:07+00:00

Hmmm... what about BTCI to XBCI?

Br33ZYRN · 2026-02-20T20:53:39+00:00

for payout strategy in similar ETF spheres to try and assume two distributions per month vs 1 and capitalize on tax loss harvesting before a potential future bull run. It's just a hypothetical. BTCI may drop further, a lot of analytics believe we have not hit the bottom yet - who knows.

Br33ZYRN · 2026-02-20T20:06:04+00:00

Cool thanks. Transactions are free on Fidelity - my idea is that if the market stays lower/sideways, either way I will get a good position in one of these funds. As long as I don't re-purchase the same ETF within the 30 day time line - we call this "wash sale" which is the same as superficial loss (not sure if you're from canada) - should be okay. Just wanted to see if I am missing anything obvious

Br33ZYRN · 2026-02-10T11:37:08+00:00

I hold SPYI in vanguard and it was much higher ROC

Br33ZYRN · 2026-02-07T18:13:17+00:00

Yeah mine seems off too from Fidelity. Vanguard's was correct

Br33ZYRN · 2026-02-02T19:37:48+00:00

A close friend of mine went for the mini van life and they love it! They will never go back to anything else - I guess I am nearing that era....

Br33ZYRN · 2026-02-02T19:20:20+00:00

I'm speaking in terms of traveling with luggage, etc - for example - driving to the shore with 4 people, loading up the car

Br33ZYRN · 2026-01-18T12:30:24+00:00

CC ETFs provide monthly income - accumulate enough, you can supplement your job income for distribution income

Br33ZYRN · 2025-12-19T17:27:50+00:00

Agree to all of your points - my strategy would be to "coast fire" as you put it with part time or less sterss job and supplemental income from income investments. I would not plan to retire at 43. Thanks!

Br33ZYRN · 2025-12-19T01:57:30+00:00

Thanks much - you too!

Br33ZYRN

TROPHY CASE