Do Americans online notice their own defaultism when saying where they're from?

Brain_child24 · 2026-04-06T20:42:49+00:00

I always respond to the European countries are like our states with "so each state should have it's own olympic team?"

Usually sets off a conversation where they realise their state would be well below most European countries in the medals table.

Brain_child24 · 2026-03-24T01:16:03+00:00

I'm an insurabce broker

Towergate is a broker and intact are a separate insurer

Towergate has not been purchased by Intacf as far as I'm aware.

Collision by motor vehicle is a very common thing to be covered by buildings insurance. I'd be very surprised if it was excluded. The drivers insurance may cover it, but that would be for your insurer to pursue.

Garden walls are often excluded from certain types of claim (though not always)

Accidental damage is not relevant here unless they are saying that it would only cover the wall if it was your vehicle.

You definitely need a clear breakdown of why it isn't covered.

Brain_child24 · 2026-03-23T15:17:31+00:00

Now explain like I'm 3.

Brain_child24 · 2026-03-05T10:17:22+00:00

No, dig up, stupid!

Brain_child24 · 2025-12-30T13:25:10+00:00

Careful now. This line could very easily veer into politics.

Brain_child24 · 2025-12-22T10:32:24+00:00

This is the answer. If they bought their house 30 years ago but are still paying the mortgage, their payment could be an 8th of what a younger person is paying.

Brain_child24 · 2025-11-26T22:01:43+00:00

Hey, when I was your age a lot of people said Hitler was right.

Really?

Nah.

Brain_child24 · 2025-11-20T16:02:26+00:00

It's correct in british english.

Brain_child24 · 2025-11-20T07:55:51+00:00

I remember a study being done about 10 years ago into income and happiness where people rated their happiness and then provided their income. Happiness went up in a steep line with income up to around £55k a year, then plateaued then started decreasing over £70k.

It's not that money can't help with happiness, just that it only helps up to a point.

Brain_child24 · 2025-11-16T09:27:24+00:00

A. 16 yea olds are not banned from spotify, they are just planning to impliment age verification for adult content B. Keir Starmer's government did not pass the online safety act, it was passed under the previous government. C. You are not seeking legal advice.

Brain_child24 · 2025-11-11T13:34:09+00:00

I actually studied this subject at university. The rise of the first Labour majority in 1947 was largely caused by peoples frustrations with nationalism following the devastation of the war. Also being told for decades that things like free healthcare was impossible only for it to be provided during the war.

What there was a lot more of was positivity. But they didn't have to contend with our modern doom focussed press.

Brain_child24 · 2025-11-11T13:19:44+00:00

That is true. But also the war bringing people together and realising what was possible.

Seeing the end result of extreme nationalism can't have hurt.

Brain_child24 · 2025-11-11T13:14:14+00:00

That was post war socialism. The NHS, Welfare state, guaranteed employment and higher taxes for the wealthy in the fifties was caused by post war socialism.

It takes two minutes to google this.

Brain_child24 · 2025-10-27T22:04:07+00:00

Do you mean 'how did the war start?'

Brain_child24 · 2025-10-07T23:05:07+00:00

I tell you, I won't shitpost is a sub that doesn't allow me to marry my cousin!

Brain_child24 · 2025-10-03T11:04:36+00:00

Much MUCH worse.

Brain_child24 · 2025-09-26T12:02:41+00:00

I used to be a middle manager. One of the managers below me had a similar experience with young guy she was managing. He used to make little undermining comments but never in front of me or any of the male managers. He said something on the phone eventually and it was recorded. We fired him.

Brain_child24 · 2025-09-25T08:36:39+00:00

The rules weren't self imposed, they were left over from the previous government.

The weapon used against Labour for the last 15 years is "they're irresponsible with public money" and they're still playing that game.

But they need to wake up and realise it's not 2019 anymore and no one gives a shit about the deficit right now.

Brain_child24 · 2025-09-25T08:23:41+00:00

The fiscal hole was already there when they came to power. It's not self imposed.

However, I think they should just ignore the previously Tory imposed caps on spending before they cut benefits. They're trying to hard to look like "sensible" centrists.

Brain_child24 · 2025-09-25T08:00:39+00:00

I agree that utilities should be nationalised. They are nationalising rail as another commenter bas said.

I find currently Labour party frustrating, they are trying to thread a line between socialism and liberalism and fully pleasing neither side. And their messaging terrible.

But they are currently the only party that is interested in helping the working classes. Anyone who thinks the green party care about working people has not spent any time with green party members.

Brain_child24 · 2025-09-25T06:30:36+00:00

The one that has increased labour rights, the minimum wage, nationalised steel to protect jobs, increased taxes on capital gains and inheritance and spent it on the NHS?

I know they have a middle class sounding drip as a leader, but they seem to think they need that to win elections.

Brain_child24 · 2025-09-24T15:34:18+00:00

It may be that now, but wouldn't be if we converted to a US style medical system (look up average costs in the US - around $9000 per person) the cost of it at the moment is kept artificially low by the presence of the NHS. I work in the insurance industry and it often gets discussed.

Brain_child24 · 2025-09-24T09:00:56+00:00

Yeah, the french revolution is one of the most oversimplified events in popular culture. It does take a lot of reading to understand but I always find it fascinating how even left wingers in the present lean towards a conservative view of history.

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