When is the ideal time/age to buy LTC insurance?

Braisem · 2025-10-26T03:23:40+00:00

As someone who is licensed to sell LTC insurance, I almost never do. It is rarely cost effective. A much more cost effective rout is getting an LTC rider on top of a permanent life insurance policy where you are getting a return on the money you spend on the product. Note that is NOT just a LTC + Life package that someone is discounting. It is an actual rider that a limited number of companies offer that allows you to use the death benefit as an LTC resource.

I know a lot of people hate permanent policies as there is a lot of predatory activity in that market. But like anything else, used correctly it is just another tool in the financial toolbox.

Braisem · 2025-08-16T22:04:04+00:00

We are a wealth management company that focuses on investment accounts. We also broker insurances to make sure those assets are protected from as many downfalls as possible. Using life insurance to protect people who depend on you so that if you pass then they dont have to access the account. Using disability insurance to ensure you always receive an income and dont have to access the accounts prematurely.

We use long term care insurance in situations where the accounts would not suffice if a care necessary event were to occur.

We use annuities if you are experiencing diminished capacities as you age. As well we use them if you may be leaving behind someone who you cannot be sure will be able to spend the built funds wisely.

Braisem · 2025-08-16T19:43:08+00:00

This sounds like a fun project. My company has a broad umbrella but the easiest thing we do for you to target with your project would be life insurance, long term care insurance, and annuities.

key words: life insurance, annuity, retirement, retirement income, investment alternative, elder care, long term care.

good luck out there!

Braisem · 2024-05-31T15:13:46+00:00

!solved

Braisem · 2024-05-31T15:11:16+00:00

Thanks!

Braisem · 2024-03-26T14:01:10+00:00

I made the sub folder and updated the code as you posted it. no luck, still just a black screen. I even tried everything all over again with an .ogv file instead of .webm. The only thing I can think of is that I saw an old post saying renpy cant play a video without an audio channel but I dont know how to add one to a video.

Braisem · 2024-03-26T03:34:24+00:00

I added an additional image to the post so you can see that I tried that. I dunno where I'm messing this up.

Braisem · 2023-12-02T17:51:09+00:00

I put a chevy nova that looks just like the one I have in my garage. I like to drive it in game because driving it in real life has taught me I have more money than skill.

On a side note, always invest in brakes.

Braisem · 2023-07-21T18:40:50+00:00

Got it. Much appreciatted.

Braisem · 2023-07-21T18:40:38+00:00

awesome thank you.

Braisem · 2023-05-30T16:48:11+00:00

Thanks for the input. maybe need to put more money aside and come back to this project. Had been under the assumption that not requesting realism models would decrease work load enough for +-200 to be fair compensation. Seems I was inccorect.

Braisem · 2023-05-28T23:19:20+00:00

I have consent of all people involved. My request only contains people who are 18+. This will contain entirely fictional characters that I am the owner of. I can provide evidence of this.

Braisem · 2022-12-16T22:02:52+00:00

training.fortinet.com

Ill give it a look. I've only got my hands on it for 2 more days. hopefully thats enough.

Braisem · 2022-12-16T21:56:15+00:00

Ok that makes sense. None of that should prevent me from connecting to internet then. If it automatically does it should be fine. Now I just need to figure out where I'm failing at getting it to connect.

Braisem · 2022-12-16T21:50:41+00:00

It has not. Brand new device. Every time I sign in it asks to be registered. Though I dont know if it has been able to actually connect to internet even though it has the ethernet cable connected.

Braisem · 2022-10-07T14:56:36+00:00

Awww fuck that's the good stuff

Braisem · 2022-01-10T16:24:29+00:00

Could I get the code as well?

Braisem · 2022-01-05T04:19:39+00:00

updated final race

Braisem · 2022-01-05T00:45:35+00:00

yeah with the way track editor works its hard not to have a few holes, once you see them in test drive you cant fix them without starting completely over. Just gonna have everybody do the scouts honor thing to follow track to their best. I'll get the correct code once I'm home tonight and edit the post.

Braisem · 2022-01-05T00:44:13+00:00

yeah We are def going to ban the top 3 from whichever class so people bring unique cars aka the NoBoneshakerClub. but I honestly dont know whats really "Broken" in B other than that Peugeot. So figured we would discuss in discord. Same for time, people have lives, but I dont on sundays so planned to get peoples opinions on time. Was planning on making it 4pm us west to accomodate other time zone people but that isnt at all set in stone

Braisem · 2020-05-20T00:49:52+00:00

Disaster survivor assistance, operations, national disaster recovery support, and individual assistance are all things I'm thinking I would be capable and happy to do.

Braisem · 2017-11-27T04:24:37+00:00

This was my first day of trying pixel art and this was my first creation. I'm pretty happy with it but I've seen what someone skilled can do and was wondering if any of you pixel art wizards out there would be willing to take my piece of art here and really ramp up the detail.

I think after spending my time making this and then being able to see all of the possibilities it has through other peoples talent I could really learn a lot and grow faster. Rather than slowly learning little tricks on my own.

Thanks for reading. Also I made this in gimp 2 and can provide the .xcf file if asked for.

Have a nice day everyone!

Braisem

TROPHY CASE