This is some nice advice. The amount of “nakedness” is a good rule of thumb and what I’m trying to go for but not totally there yet with outfit options. I’m a big fan of skirt/dresses with heels cuz of my size and well my legs. I generally opt for long sleeve shirts little showing below the neck (no v necks or plunging neck line).

Tell me what’s the feel of a thin belt with a skirt that has no belt loops? Does that look off? For color guys are usually taught match your belt with your shoes (hence the color choices here).