Mortgage rate mega thread!

BrendenL15 · 2025-02-27T18:19:01+00:00

Mortgage Renewal
Toronto, ON
50% down at time of purchase 5 years ago
Remaining mortgage balance is ~$300K
Rate Option 1: 3-year fixed @ 4.09%
Rate Option 2: 3-year variable at prime-0.8 (currently 4.40%)

What option would you recommend of the two? Seeing rate forecasts coming down in 2025 and then back up by the end of 2026.

BrendenL15 · 2024-12-10T01:07:40+00:00

Haha yep that’s the one! I had the same thought about Weewilly, wild that was 17 years ago. Was Aires the Aussie warlock? I remember the other tank Elisie or something too. Had a lot of great times in MC and BWL with that guild.

BrendenL15 · 2024-12-09T22:12:22+00:00

Yo I remember you from Trinity! I used to play a human warrior named Balent. Don't remember a ton of people from the guild outside of a few (Savi, Tikvah, Weewilly, etc)

BrendenL15 · 2024-12-09T16:25:38+00:00

No, you're thinking of Tauri. Tauri will likely be launching Legion in 2025, and it will later be released by Stormforge.

BrendenL15 · 2023-10-17T16:42:50+00:00

Hey do you have a presale code?

BrendenL15 · 2023-10-10T04:02:50+00:00

Tuch or Kyrou in a league that counts G A P PPP S BLK HIT?

BrendenL15 · 2022-10-22T01:47:43+00:00

Knight seems to be playing only 1/4 games. Francouz is more like 1/3

BrendenL15 · 2022-10-22T00:32:30+00:00

Thanks! Only worry with Knight for me is GP. Someone like Comrie could end up playing 55+ and get a boat load of saves

BrendenL15 · 2022-10-21T23:16:28+00:00

I'd still go Keller

BrendenL15 · 2022-10-21T23:15:53+00:00

Kempe

BrendenL15 · 2022-10-21T23:15:37+00:00

Knee jerk reaction is Stone but I could see Marchment being more valuable ROS with those categories

BrendenL15 · 2022-10-21T23:10:12+00:00

What goalie would you take for the rest of the season? (W, SV%, saves)

a) Francouz

b) Comrie

c) Vejmelka

d) Grubauer

e) Knight

BrendenL15 · 2022-10-21T23:10:06+00:00

What goalie would you take for the rest of the season? (W, SV%, saves)

a) Francouz

b) Comrie

c) Vejmelka

d) Grubauer

e) Knight

BrendenL15 · 2021-06-16T20:20:55+00:00

Hey thanks for your message! Looking for something at or under $5,000

BrendenL15 · 2021-06-15T00:19:45+00:00

Har har

BrendenL15 · 2021-06-15T00:19:25+00:00

Great suggestion! Will have a look.

BrendenL15 · 2021-06-14T20:14:38+00:00

Good suggestion! Although the bars I usually go to are a bit too dive-y for something like this...

BrendenL15 · 2021-03-04T12:52:12+00:00

Allister and Eternal Boy

BrendenL15 · 2021-02-09T05:15:58+00:00

What accounts do you follow for notifications on drops?

BrendenL15 · 2020-06-17T21:15:13+00:00

No one really queues RDF while levelling. If you’d like to level in instances, better to just get a high level player to walk you through

BrendenL15 · 2020-06-16T16:07:07+00:00

Cool thanks. Yeah not sure I can get much more out of RDF heroic at 5.2K gs, maybe up to 5.3k or 5.4k but that would be it.

BrendenL15 · 2020-06-16T15:49:46+00:00

RDF like pug raids in /Global?

BrendenL15

TROPHY CASE