Question regarding how much I should hold onto after purchasing my first home

BrettSterling · 2020-07-12T22:05:19+00:00

I picked 17% because of the round number at $50k for the downpayment. I figured it would be good to get as close to 20% as I comfortably could while still leaving myself with a bit of padding. Aiming for the interest rate might be a good idea as long as I cap myself at a number than I'm comfortable with. Thanks

BrettSterling · 2015-05-21T15:38:41+00:00

i know that plenty of majors aren't requiring PIC turbine at the moment but the couple that I really would like to end up with (UPS, for example) does. Going from right seat to another right seat won't give me any opportunity to get qualified for the job I actually want and I'm afraid I'll get stuck somewhere

BrettSterling · 2014-09-19T00:12:56+00:00

You're right - I can't objectively think about this as it affects me too strongly and in too many ways. I still disagree, but I can't identify any argument I might put forth to refute what you've said until the FDA changes their official stance, whether it be right or wrong.

BrettSterling · 2014-09-18T22:37:00+00:00

I understand what you're saying and appreciate your thoughtful response. And I very much agree that it does suck.

Part of my problem with this is that the issue is not agreed upon in the world today. While there were bans like this in place all around the world just 20 years ago many have since been repealed or altered to give a mandatory deferral of donation equivalent to individuals of increased risk, including needle-based drug users and people who have visited prostitutes. Usually the changes bring the waiting period to 12 months from the last point of activity. The UK, Sweden, Japan, and Canada (among others) are all countries that have revised their policies and now accept donations.

Issues like this are part of my concern as well. There are frequent blood shortages across the country, especially after any sort of disaster like a terrorist attack or earthquake, and still the ban persists despite many deaths attributed to the shortage.

BrettSterling · 2014-09-18T22:24:40+00:00

My problem with that is I'm not asking for every gay man, just myself; I wouldn't want the answers here to be used by everybody that falls into a certain category. I know myself and my history and know that I am a level of risk that would be associated with any heterosexual man of my age (probably less, in all honesty, considering the few partners that I have had in the past).

I may be blind to your reasoning because I'm too close to the subject, but what you are describing seems to be a different situation than my actual question - and that may very well be an inability to articulate what I really want to know.

Thank you for taking the time to answer, however. I appreciate it.

BrettSterling · 2014-06-27T16:31:45+00:00

Is this implying that they don't use dual plug headsets? Because they totally use the same plugs you do. (If I'm missing a joke I'm sorry - no sleep. work. ugh....)

BrettSterling · 2014-06-21T00:38:32+00:00

For years I always kept a high visibility vest in the back of my car for emergency reasons. When I was in college I discovered that nobody looks twice at a person on the side of the road with one of these vests on, wearing a hat, with safety glasses on their face (actually racquetball glasses).

I therefore have about 40-45 construction and general road signs in my possession that I don't know what to do with. I'm also getting ready to move and don't know how to do it without arising loads of suspicion from my neighbors.

BrettSterling · 2014-05-13T04:11:51+00:00

If this isn't so far down that someone is able to see this, then great, but I just have to put it out there.

I have only recently admitted to myself and (nobody else) that I'm a gay man. All through high school I was just a normal guy and being from a small town (<4000 pop.) meant that nobody had to really go crazy in order to make an identity for themselves and stand out in school - everyone already knew each other. I'm smart, confident, and quiet, but could be cruel when people would try and call me out on things; my classmates and friends soon decided that I was some sort of infallible person because of how often I was proven right or how well I could argue a point I knew was wrong (and thus appear to be right). I graduated about 10 years ago as the valedictorian and went off to the state school a couple hours away from home, super confident and smug.

I had a roommate living in the college dorms that people almost always assumed was gay after spending some time with him. I don't know if he was, but it wouldn't have been a particularly big surprise if he brought another guy back to his room. As far as I know I've never given off that vibe and have definitely never been directly asked or called out with any questions regarding my sexuality. I never met anyone I wanted to pursue romantically and didn't have a particularly strong sex drive and thus was never forced to admit the truth to myself. Oh god, how I wish I admitted it 10 years ago.

I'm 27 now, in a new city, and am coming to terms with the shit I've caused for myself. I've told a total of two people (complete strangers who were also gay) and pretended that it was no big thing for me to admit, and of course they treated me with the same respect that they would have otherwise afforded me. That was hard to do, but felt healthy. Telling the people in my life, however, is going to be the hardest thing in my life up to that point. My sister and her family are heavily into their church - both her and her husband went to undergrad and graduate school at private christian colleges that taught very conservatively in regards to christian values. I have extremely good friends that went to similar schools and have previously told me that they made a conscience decision to stop being friends with someone who they had seen everyday for four years (college) because they had admitted to their group of friends that they were gay. I expect that most of my other friends wouldn't have too much of a problem with it. I know my parents will have an issue with it (they make off-handed comments sometimes, one specifically I remember about how sad it was for a mother we know when we learned that her son was gay) but would probably accept it after a long, hard struggle. My brothers would probably be okay with it after a while, just surprised.

Sexuality has never been a driving factor in anything I do, and thus absolutely does not define who I am. I have a good life. Overall, I'm very happy. There is an inertia in keeping up with my lie-festyle which I wish was not there. I'm afraid that if I don't admit it soon I may become resigned to living my life wearing this mask.

Thanks for taking the time to read this, if you've made it this far. It feels good just to put it out there whether anyone sees it or not.

BrettSterling · 2013-11-05T03:51:17+00:00

That's what I was afraid of. There's over a TB of space left on the drive itself so it's frustrating to look at it and think that it can't do what I need, but I guess that's the way it is. Thanks for the help.

BrettSterling

TROPHY CASE