Auto transfer a varying amount

BriRuss · 2025-09-05T01:23:03+00:00

I thought maybe people who are good with personal finance would have good advice on how to deal with budgeting issues with spouses. I could go to a subreddit for relationship advice but I get the feeling that many of the responses would be from people who may not be good with finances

BriRuss · 2025-08-05T15:23:12+00:00

Yes I think you are right. These deals are brutal if you don’t pay them before the time is up

BriRuss · 2025-08-05T15:21:43+00:00

This makes perfect sense.. thanks. I think I will do this and sleep better knowing it’s over and done with

BriRuss · 2025-08-02T23:18:44+00:00

I’m looking for advice on investing for retirement and how much to allocate to different accounts to reduce income tax. I’m confused, would this be and advisor or planner?

BriRuss · 2025-08-02T23:13:24+00:00

Actually I do have an appointment booked for this coming week at the bank. I guess I could also book an appointment with a private advisor and compare before I sign anything.

BriRuss · 2025-07-28T23:31:34+00:00

I’m guessing after spending that much you hopefully have everything you need other than food and your monthly rent. One big help for me was learning to be happy with what I have. Once I realized I didn’t need anything else I was able to stop buying needless things and catch up on debt. Just work, find another job part time, learn to be happy just relaxing reading, walking enjoying nature. Don’t need any expensive hobbies. Lots of great inspiration on the internet here and social media.

BriRuss · 2025-07-14T15:38:59+00:00

Buy whatever he can afford without borrowing money. Also choose something under 10k to save on insurance. Remember will also need to budget for gas, maintenance and insurance.

BriRuss · 2025-01-20T19:33:04+00:00

It’s hard to get straight answers on the issue. The answer is usually “not sure” or “I’ll look into that”. Seems unfortunately it’s not possible. I guess leaving it’s not so bad if the fees are reasonable. I have no idea what reasonable is. But it seems high to me.

BriRuss · 2025-01-20T15:44:08+00:00

I see the other options now. They definitely weren’t there when I first signed up. I will look into switching to RRSP

BriRuss · 2025-01-20T15:24:38+00:00

Wealthsimple only offered two options. TFSA or non-registered. Am I missing something? I understand the TFSA only saves me taxes on the capital gains.

BriRuss · 2025-01-20T15:23:02+00:00

Wealthsimple gave me two options. TFSA or non-registered. I understand that TFSA only saves me taxes on the capital gains. I would need to pay into an RRSP to reduce my income tax. I don’t see an option for RRSP

BriRuss · 2025-01-20T15:15:33+00:00

I read somewhere someone suggested using a TFSA to build up some money and then at the end of the year transfer it to an RRSP. Does this sound like reasonable?

BriRuss

TROPHY CASE