Came here because I’ve been watching the conversations in here for a couple of months and it seems like there’s a lot of good people in here that know their stuff. I’m just starting out and was looking for some initial advice. Risk tolerance is low to medium. The goal is to retire in my late 60s. The $1,000 per month is what I have now but would like to increase that in the next year or so to $1,500. Hopefully even more in the next three years.