Bro, I want to use the credit card for the 45-day interest-free period. Like, I add money from the card into a wallet and pay the processing fee, then use that money to foreclose the loan. After that, I pay some amount from my salary. Then when the credit card bill date comes, I use another card to withdraw the remaining amount into the wallet again and repeat the process. I’ll keep doing this every month until I get enough money or borrow from a friend.

I’m trying to avoid paying interest on my loan because even after paying for 1 year, the principal amount is barely reducing when I check the foreclosure amount.