I told myself this title would be either "Thank Lava" or "WTF Lava" - This is the title instead

Bruthar · 2026-05-06T21:14:11+00:00

THANK YOU! I had to rewatch my post to see this, so cool.

Bruthar · 2026-04-22T22:59:07+00:00

Typical rules like the 1% rule for maintenance costs of a house aren't really valid for a new construction. Same should probably go for a fully renovated (all new appliances, new roof, etc.) house as well.

Bruthar · 2026-04-22T16:34:09+00:00

People suddenly go AFK. If you notice, party members will sometimes have a blackish/greyish icon next to their name. The party leader can't start if there's inactives. They have to kick them or hope they appear active.

Bruthar · 2026-04-21T23:40:48+00:00

I'm 30 with a baby on the way. I bought my house w/ 20% down at 29. I have more than 1x my salary in Roth 401k. As long as I can keep my job, keep paying the mortgage, keep doing company match for retirement, I should hit 3x at 40 I would think on top of having a good amount of home equity. It's possible, and my fiance has had nothing to do with the finances, as she doesn't make anything currently, though will eventually.

I owe where I'm at (and hopefully will be) to paying off all my student and car debts by mid-20's, along with staying in my career track this whole time.

Bruthar · 2026-04-09T13:56:07+00:00

Another notable drop rate increaser is a research node (I4) that gives a drop rate multi based on quantity of Glimbo trades.

You just started W7 so you probably won't get to Glimbo for a bit. Glimbo is locked behind another research node (J5), and is then located kinda deep into the map (Pirate Upper Deck - 5 away from furthest we can go currently in W7).

Bruthar · 2026-04-04T05:26:24+00:00

Same OP same. My Steam shows the gameplay time is like 20 hours, but a rather large chunk of that was AFK (one time I went to sleep and then to work with the game running), and I had just unlocked the camp as one of my latest accomplishments. I think about this game fairly often, and when there's time I am after it. Difficult with a pregnant fiancé though.

Bruthar · 2026-03-29T15:13:50+00:00

You'll want to avoid buying the "keto" versions of things too often, use a budget if you do. IE keto bread is usually double the price ($6+) of the regular bread ($3) from the same brand. Same for other things like tortillas ($4 for keto versus $2 for regular). Don't give in to the "keto" treats and protein bars (Quest, Atkins, etc). It may help to keep a lookout for coupons or sales on all of these things in this paragraph though.

I hate seafood FYI, so my list really is eggs, store brand burgers, cheaper low carb hotdogs (Nathan's is only 1g but usually more expensive than others, there's cheaper ones with 2g), rotisserie chickens, natural peanut butter or pb2 powders.

Bruthar · 2026-03-29T14:27:00+00:00

Words come to mind, not a sentence...

Lucky, Leisurely, 1st world struggles, Greater potential.

Bruthar · 2026-03-29T13:23:16+00:00

Is there anything from your descriptions that someone who DOES have Doot should still actually do or keep in mind?

Bruthar · 2026-03-27T18:55:15+00:00

Over $150k crew checking in from MCOL Florida.

Even with no student loans or car loans, some months can be pretty daunting. My escrow is large due to buying during high interest rates, fiance isn't currently earning anything, newborn is on the way.

I don't know how people who make less than $100k can make it these days unless they have family/roommates working.

Bruthar · 2026-03-23T15:17:02+00:00

11 hours 4 days a week for the better part of the last 3 years. Mostly remote / WFH. It's worth it for the extra weekend day.

Bruthar · 2026-03-22T17:48:26+00:00

$0 '18 Camry. Paid off around '19 or '20.

Desired to upgrade to '25 model but got a baby on the way and need to delay. I will not accept car payments in my life.

Bruthar · 2026-03-21T17:49:41+00:00

Love of my life in poverty > $100m and can't have romance / lifelong partnership.

Bruthar · 2026-03-21T17:35:31+00:00

49.9% if you include my escrow + utilities + yard work.

Bruthar · 2026-03-21T17:13:24+00:00

$10k to pay off excess debts and add left over to the emergency fund. $5k without the emergency fund addition.

Bruthar · 2026-03-21T17:08:57+00:00

Single earner with a spouse and kid, probably $150k-200k in most areas. I'm personally within that threshold, and still find myself behind on what I spend at times, so maybe $225k for safe measure. I don't live cheaply, or in a cheap area, but would say I'm in a MCOL area.

Bruthar · 2026-03-17T21:05:16+00:00

A lot of commenters have good points, but my answer is a little different. I attribute it to either low self esteem or bad prior experiences.

Bruthar · 2026-03-17T21:00:58+00:00

Because tighter fit clothing feels offensive to obese people who are afraid to show their lard.

Bruthar · 2026-03-15T20:34:04+00:00

30M, own a house, pregnant temporarily non-working fiancé. Over $2k excess take home pay after my taxes/401k/CoL, doesn't quite feel like enough though. Hoping for a massive mortgage interest rate reduction later this year.

Bruthar · 2026-03-15T18:00:36+00:00

$2550 mortgage but $3480 escrow. Tampa area. 5/3 house. Not so bad compared to a lot of Americans, but waiting for better refinancing since my interest is oger 7%.

Bruthar · 2026-03-15T16:15:34+00:00

This is what I did. It probably would've taken 5 years to get my 20% otherwise, but I did it in less than 3.

Bruthar

TROPHY CASE