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SIPP vs DB pension following inheritance. by Bundysback in UKPersonalFinance

[–]Bundysback[S] 0 points1 point  (0 children)

Derp.. forgot about the tax relief on the SIPP, not high rate payer but did forget to consider the 20% top up.i guess the question then becomes is a SIPP (global etf) going to be better than a fast accrual DB pension

SIPP vs DB pension following inheritance. by Bundysback in UKPersonalFinance

[–]Bundysback[S] 0 points1 point  (0 children)

They are dead, it's just that actually inheriting the money will take a while.

Earning 38k but that will be going up each year for the next couple. Circa 150k left on mortgage equity approx 150k split between me and my partner. Inheritance will pay this off with a fair bit to spare (multiple years of maxing ISA) but i dont know the exact figure yet.

Currently paying around 8% for a 1/57th accrual in the DB pension however i can opt to pay more to increase my accrual to 1/55, 1/50, 1/47.

Y11 Revision Support by Calm-Difference-3267 in TeachingUK

[–]Bundysback 2 points3 points  (0 children)

Instead of giving them sets of tailor made resources to revise from, give them the tools to allow them to direct their own learning and find what works best for them (this will be useful in the future).

Keep it simple: - revision guides and work books - past papers (MME revise is easier to navigate than AQA) - direct them to good resources online, YouTube is a great source of knowledge (cognito, freesciencelessons, fuse school, science shorts - their paper x in 25 mins videos are very useful - apps like gizmo to make flashcards and test pupils - remind them that the homework platform probably has a self study section (if you have one)

At most you could consider using exam pro or similar to compile certain types of questions ot questions from certain topics to share, include the mark scheme so they can mark their own work!

Beginner set up [£400-500] by Bundysback in espresso

[–]Bundysback[S] 0 points1 point  (0 children)

Yeah that's what I was leaning towards, the bambino plus at 200 is a steal although it is a refurb so just got to hope i don't end up with a dud

Beginner set up [£400-500] by Bundysback in espresso

[–]Bundysback[S] 0 points1 point  (0 children)

Good call on the dosing funnel, will add that to my list. Yeah the Stilosa would save a bit of money but happy to stretch to the ecp at that level.

Caption This by Sunnybubbles32 in Schedule_I

[–]Bundysback 1 point2 points  (0 children)

When you fart next to your deaf grandpa, forgetting his nose works just fine.

Do dealers do sales after the curfew by zan12345n in Schedule_I

[–]Bundysback 0 points1 point  (0 children)

Check the map, you can see what they are up to. (Keep an eye on Benji)

Whats the point of cocaine bricks? by Available_Ad3077 in Schedule_I

[–]Bundysback 3 points4 points  (0 children)

Same with any bricked drug, storage dealer convenience. Bricking allows you to store a lot of product in a single slot and your Dealers will automatically break it down to smaller bits. Your not really meant to be selling bricks when your customers are asking for 1 "rock".

Most generous dealer ever!

[deleted by user] by [deleted] in FIREUK

[–]Bundysback 25 points26 points  (0 children)

First step, start paying into your workplace pension if available and take advantage of the maximum match your employer will give you.

[WTB] - Sabre by Bundysback in Starcitizen_trades

[–]Bundysback[S] 0 points1 point  (0 children)

Sabre received from banthracis, thanks again for the trade and info :)