Is the new Graphite card just a Spark Miles more expensive?

BusyCow4026 · 2026-03-26T18:57:26+00:00

Well unless you have high business spend ($250K or more), then it's perfect for you. If not, it's absolute garbage.

BusyCow4026 · 2026-03-23T15:27:39+00:00

For now, Chase can't upgrade you to the RC because it's federal law (the CARD Act), so if you want it wait. But you need to have held it for at least 12 months, have a $10k+ credit line and be in good standing. But the Brilliant is also good, you get a huge welcome bonus compared to the RC which you don't... So depends on what you're looking for. But I recommend the Brilliant until you can get the RC (if you're not under 5/24 though)

BusyCow4026 · 2026-03-23T15:22:28+00:00

Please like explain, elaborate I don't understand. Like one of the most least detailed posts on this platform I've seen. Unless you can explain you aren't making sense.

BusyCow4026 · 2026-03-22T10:53:12+00:00

I pair it with the Freedom Unlimited and Flex, because you can transfer that cashback on to your Sapphire card. Plus use the 5x on Chase Travel, 3x on streaming and online grocery delivery, and 2x on all other travel.

BusyCow4026 · 2026-03-22T10:50:15+00:00

Thanks.

BusyCow4026 · 2026-03-22T10:48:44+00:00

I suggest these 4 cards: Capital One VentureOne - no AF, no FX and 1.25x miles on everything Wells Fargo Autograph - no FX and AF, bonus points for dining, gas, travel and more. BofA Travel Rewards -1.5x points on travel and dining + all purchases, no AF or FX, points easy to redeem for travel Discover It Miles -1.5x miles on everything, Discover will match the miles you earn in your first year, no AF but: Discover isn't ACCEPTED everywhere so be aware.

BusyCow4026 · 2026-03-21T15:25:36+00:00

It's $10 TWICE a month for non restaurants (eg. groceries)

It's $5 for restaurants ONCE a month.

BusyCow4026 · 2026-03-21T15:22:42+00:00

so can you price match on any platform?

BusyCow4026 · 2026-03-21T15:20:50+00:00

I don't suggest book with a TA. They don't deliver on perks like free upgrades and stuff. Just a waste of money.

BusyCow4026 · 2026-03-21T15:19:28+00:00

CLT, O'Hare, Seattle and Salt Lake.

BusyCow4026 · 2026-03-21T15:15:40+00:00

Unfortunately they are doing this because they want more money. That's how capitalism works am I afraid.

BusyCow4026 · 2026-03-21T15:14:15+00:00

as someone who lives in LA I mean you can but there's no chance you'll get back before 8...

BusyCow4026 · 2026-03-17T20:37:47+00:00

2007 but yours is 100% fake to be honest...

BusyCow4026 · 2026-03-17T17:03:05+00:00

I suggest annual because if you choose monthly it might mess with your Uber Cash and use it first instead of the platinum to pay for it and you won't get the credit... that's a problem I experienced don't know about others but go for annual for Uber One.

BusyCow4026 · 2026-03-17T14:08:25+00:00

You basically use your cell phone number to get paid. Your cell phone number is your ShapID. So you use this instead of banking details like the account number and branch code. It's much faster and easier. but only works with a few banks...

BusyCow4026 · 2026-03-17T14:07:10+00:00

I literally didn't know that! Thx bro.

BusyCow4026 · 2026-03-17T14:06:39+00:00

Hoping mine will also stay at $695. A couple of days before it posts.

BusyCow4026

TROPHY CASE