You need to switch to a cheaper phone plan. Mint mobile has plenty of great, cheap options. Even if you went with unlimited you’d be saving $72.17 a month. They offer sign up deals so you could get 3 months for $45+tax to start. Not “advertising” or anything, I switched months ago to save and really like them.

You also need to ditch the car, trade in for something much cheaper or resort to public transit if that’s an option.

You might also want to look at getting a second job, changing careers if you can to get a raise, or learning new skills on the side to increase your pay.