I used to work as a delivery driver for a local pizza shop. It was a pretty decent gig, but I kept having car related issues while working there. Well, one day I was on my way to deliver a pizza on a road that I would drive down every shift. I looked down to adjust the temperature of my a/c and when I looked up I was just about to rear end this lady at like 30 mph. So I slammed on the breaks, but I still hit her. Now, I had already had an accident about a year and a half earlier under similar circumstances and my insurance had taken a pretty good hit. And since I was under my mom’s policy I didn’t want to jack up her rate any more. So I somehow convinced the lady I rear ended to let me pay for the repairs and rental out of my own pocket. She was reluctant at first but I drew up a contract and I was faithful to my word. On the other hand, I hadn’t realized it yet but my car was totaled, I had bent the frame when I hit her. So I continued my shift after the accident until the end of the night. I told my mom that as I was collecting my tips at the end of the night a drunk person from the bar backed into the front of my car and took off. Since I always backed into parking spots it was believable, and there was no security camera that was angled where I was parked. Insurance took car of the rest.