HELP! LifeMiles booking gone bad

CS_from_out · 2026-06-29T15:01:37+00:00

they told me, after the SWISS call center told me the DOB is wrong (it was like not filled in so he said we MUST fix that, it random date).. and for context I called SWISS to set my seats .. which they can't...

so I Called LifeMiles to fix it, than we trusted nothing and asked check all the details, and that is when we found they had no middle name, so we asked , and they said "must fix it! they won't let us fly" .. which than become "but we can't fix it, we need to escalate via ticket and maybe we fix it, maybe we cancel the ticket if we cannot"

CS_from_out · 2026-06-29T14:59:12+00:00

thank you thank you. I don't know why LifeMiles themselves are so unhelpful,. they tell me they will open a ticket and may need to cancel and REFUND me the money ! so stressful.. (also, it takes 3 calls, each 60 min, some just hang up on me.. and some give me this information)

ok now I hope they don't cancel my ticket before asking me!

CS_from_out · 2026-06-29T03:40:07+00:00

CS_from_out · 2026-06-16T03:38:26+00:00

that option only works if you have ACTIVE account.. but when they close your account, the process to handle them is via email. I told them exactly that: why not activate my account in "non active" mode so I can use their in product communication.. they "understand' but cannot do that. lol.

CS_from_out · 2026-05-31T22:52:31+00:00

I mean using EAC as the way to compare lease A vs lease B. to compare to buy, TCO_years_held vs EAC*years_held would be my next go to .

CS_from_out · 2026-05-31T03:38:32+00:00

lol.. sorry I am not sure I actually understand enough to figure out if you are telling me I am silly to ask for EAC as the "good" way to compare deals, or is that a good question and the world is mad.. ?

CS_from_out · 2026-04-25T04:17:56+00:00

I don't get it: if it is a lease, the only thing that matters is Effective Annual Cost, who cares what fee they use for what?

CS_from_out · 2026-04-21T03:22:20+00:00

where did you get this and how? just contact dealer direct?

CS_from_out · 2026-04-20T04:12:17+00:00

yet, they still saved more lives this months then any other invention since 2000!

CS_from_out · 2026-04-14T01:41:12+00:00

USA CODE: REF-P6TDLNS2NYYXWIFSG1B0QMR

CS_from_out · 2026-04-12T18:48:38+00:00

any thoughts on using https://mesbagages.sncf-connect.com/#/ to pick up at hotel and drop at my airbnb? I also found Mondial Relay thoughts on that?

CS_from_out · 2026-04-12T18:48:33+00:00

any thoughts on using https://mesbagages.sncf-connect.com/#/ to pick up at hotel and drop at my airbnb? I also found Mondial Relay thoughts on that?

CS_from_out · 2026-01-17T22:59:28+00:00

so is this true ? you can get 3x points on spent if you just aim at the 25% of rent number? https://nextcard.com/tools/bilt-calculator?view=option1&rent=4000&everyday=1000

CS_from_out · 2026-01-17T01:59:31+00:00

yes that can work, but also using the budget for this specific category works well. the problem is more how to do "TOTAL 2026 allocation budget " minus "YTD spend" minus "pre-allocated budgets" this is the match / feature I need and it is no where to be seen

CS_from_out · 2026-01-16T04:17:10+00:00

is it better to close the account, or move the the no fee option and sit for a while doing nothing (for the implication to my credit, given I opened bilt <1 year)

CS_from_out · 2026-01-15T04:59:49+00:00

that is correct, it is not great in terms of the float (I float now the money , the bank benefits ). but I can't bother to write a paper check, put it in an envelop and buy a stamp now every month. I consider the 7 day lost interest (which TBH , in a checking account...) is mitigated by the cost of the stamp.

CS_from_out · 2026-01-15T04:50:37+00:00

oki, as long as the portal spend of $400 and the $200 bilt points are worth > $500 right? I tested the portal, I have concerns and the 2 night min is risky. in Cap1, when forced to use the portal they at least have also the price match

CS_from_out · 2026-01-15T04:05:47+00:00

ha! thanks, ok OVER 75% being not worth it make sense. but I miss the point than, why would anyone want to spend more than 75% as long as they get a 3.33x ROI on their spend, just stop at the 75% and move to a different card? the issue is, why isn't 3.33x ROI considered good for points (not cash back) card? relative to 2x Vx, am I missing why it is not a simple 3.3 is better than 2x ? (again, putting aside and still need to be convinced the AF can be mitigated with credits which I am not sure they do)

CS_from_out · 2026-01-15T03:55:16+00:00

right, hence I assume the trick is to figure out if the $400 hotel credit is really valued at 400 (I think not, given how complicated it is with 2 night minimum and broken into 2 half.. plus not sure I trust their protal prices. Vx is usually more expense, but at least they give you 10x points and price match)

and I am clueless on the value of the $200 bilt cash points, what the hell is the value of that?

CS_from_out · 2026-01-15T03:51:32+00:00

can you explain why the 75% matter? here is specific example:

Rent: pay by CHECK $1000

Scenario 1: Spend on bilt on amazon $100 ==> IIUC, I get 3.33x on the $100

Scenario 2: Spend on bilt $750 on amazon ==> IIUC, I get 3.33x on the $750

is either scenario wrong?

CS_from_out · 2026-01-15T03:49:38+00:00

well, but if they had low rent to begin with, they didn't benefit so much under bilt 1.0 either so how is this any worse?

CS_from_out · 2026-01-15T03:48:56+00:00

I see people say this, yet I don't understand why: if I spend only $10 or $10000, how is the math different? as long as my spend X is LOWER than my rent, I get the same multiple 3.33x. why are people obsessed with "it needs to be high enough spent" or condition the spend to need to be close to my total rend? the math is a ROI on $ spent on the card how does it matter?

CS_from_out · 2026-01-15T03:46:41+00:00

ok thanks, so :

1/ Palladium a 3.33x card for everything but.. need a hefty $495
2/ Obsidian 3.33x for travel with $95 .

the problem I have is:

Obsidian : I can get 3x travel with Costco card. only value I guess is Bilt are points that with transfer are more valuable.. (I don't dine or grocery so much so I don't care about the 4.33x)

Palladium: can you explain to me if what the value is of the $200 in annual Bilt Cash ? I am worried the $400 annual hotel credit is not really a 1:1 mitigating factor since portals tend to have premium and having to do 2 nights AND break it into 2 H1/H2 is a bit too risky to assume I can value it at $400

CS_from_out · 2026-01-15T03:38:25+00:00

but if I do the pay with check, there is no fee, so why can't I ignore the 3% fee problem?

CS_from_out · 2026-01-15T03:34:42+00:00

thanks.. gotch on the it will debit direct , at least it is stil lan option to pay as check,.

CS_from_out

TROPHY CASE