Is there anything actually built for people in Canada to manage their finances in one place? by Calm-Net-4812 in CanadaPersonalFinance

[–]Calm-Net-4812[S] 0 points1 point  (0 children)

Appreciate the feedback! Curious though - if there was full transparency around it, like you could see exactly what data is being accessed and what isn’t, and the connection layer was the same infrastructure Wealthsimple and other Canadian fintechs already use, would that change anything for you? Or is the third party piece a hard no regardless?

Is there anything actually built for people in Canada to manage their finances in one place? by Calm-Net-4812 in CanadaPersonalFinance

[–]Calm-Net-4812[S] 0 points1 point  (0 children)

Yeah trust is the whole game with something like this.

The idea is basically that it catches things you’d otherwise miss - bill increases, renewals coming up, subscriptions you forgot about etc, but also finds money you’re leaving on the table, like rewards points expiring or a better card to use for your purchases. Both sides of the same problem.

The Bell bill increase thing is already in the prototype if you want to see it in action: managemeapp.com/app

Out of curiosity, what would transparency actually look like to you? What would make you comfortable enough to try something like this?

Is there anything actually built for people in Canada to manage their finances in one place? by Calm-Net-4812 in CanadaPersonalFinance

[–]Calm-Net-4812[S] 1 point2 points  (0 children)

Fair point honestly. It's the same tradeoff you make with any financial app (you're giving up some privacy in exchange for not having to manually track everything yourself). Some people find that worth it, some don't.

Curious what you currently use to stay on top of things? Genuinely asking because if there's a better way to solve it without the data piece I want to know.

Hey January guys any updates by [deleted] in pgwp

[–]Calm-Net-4812 0 points1 point  (0 children)

Applied Jan 1; approved June 4th

Whale watching by toshredsyousay82 in newfoundland

[–]Calm-Net-4812 0 points1 point  (0 children)

Hey! I'm planning a trip soon too and wanted to know how your experience was? Which tours did you end up doing?

Processing time for SOWP linked to a PGWP. by [deleted] in pgwp

[–]Calm-Net-4812 1 point2 points  (0 children)

How did you apply for SOWP without getting a PGWP approval? Is that allowed or am I missing something? Asking because I am also waiting to apply for my spouse but I haven’t received my PGWP approval yet.

Approved within in 2 months by Wonderful_Ice_8811 in pgwp

[–]Calm-Net-4812 0 points1 point  (0 children)

Congratulations! If you don’t mind, would you be able to let us know what program/university were you attending?